Home Loans

Helping YOU Become a Homeowner!

Whether you’re buying your first home or building your retirement home, partnering with the right financial partner is crucial. With decades worth of expertise and in-depth knowledge of the local market, we’re more than equipped to help.

The FCB Home Loan Lenders group photo with a wave crop

Our Home Loan Officers

Ryan Venz
Ryan Venz VP, Real Estate Lending Officer NMLS ID: 1633623 Location: Charles City 641-257-5052 Email Ryan
Apply Online Visit Ryan's Lender Page
Gene Rosenbaum
Gene Rosenbaum VP, Lending Officer NMLS ID: 401695 Location: Clarion & Kanawha 641-494-5822 Email Gene
Apply Online Visit Gene's Lender Page
Kelly Rush
Kelly Rush VP, Real Estate Lending Officer NMLS ID: 401697 Location: Mason City West 641-380-3326 Email Kelly
Apply Online Visit Kelly's Lender Page
Adrian Hackman
Adrian (Abe) Hackman AVP, Real Estate Lending Officer NMLS ID: 400193 Location: Mason City West 641-380-3347 Email Adrian
Apply Online Visit Adrian's Lender Page
Susie Anderson
Susie Anderson Private Banker/Loan Processing Administrator NMLS ID: 624042 Location: New Hampton 641-494-5864 Email Susie
Apply Online Visit Susie's Lender Page
Trever Olsen
Trever Olsen VP, Lending Officer NMLS ID: 1314367 Location: Osage 641-494-5872 Email Trever
Apply Online Visit Trever's Lender Page
Elizabeth Brandt
Elizabeth (Beth) Brandt AVP, Lending Officer NMLS ID: 1253808 Location: Mora, MN 320-209-6403 Email Elizabeth
Apply Online Visit Elizabeth's Lender Page
Andrea Fix
Andrea Fix VP, Lending Officer NMLS ID: 1775908 Location: Mora, MN 320-209-6407 Email Andrea
Apply Online Visit Andrea's Lender Page

Our Home Loan Options

United States Department of Agriculture (USDA) Loans

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Grant Money Options

Depending on the loan product you choose, there may be a number of different grants available to you. 
Ask your loan advisor for more details.

Iowa Finance Authority (IFA)

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Federal Home Loan Banks (FHLB)

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Home$tart® Grant Money

Learn More

Are You New to Home Buying?

The path to getting your home loan with us! Download PDF Guide

Getting Started

We’d recommend getting pre-qualified first. It will help you understand how large of a home loan you can afford and the best loan option for you. You can apply for a loan online or at one of our locations!

Apply Online Locations & Hours Contact Us

PLEASE NOTE: First Citizens Bank accepts online loan applications from Iowa and Minnesota. If you're looking outside of this area, please contact us.