We'll be closed on Monday, June 19 observing Juneteenth. 

Bank with us 24/7 via online banking or the Personal FCB app!

Bank Holidays 

Home Loans

Helping YOU Become a Homeowner!

Whether you’re buying your first home or building your retirement home, partnering with the right financial partner is crucial. With decades worth of expertise and in-depth knowledge of the local market, we’re more than equipped to help.

The FCB Home Loan Lenders group photo with a wave crop

Our Home Loan Officers

Ryan Venz
Ryan Venz VP, Real Estate Lending Officer NMLS ID: 1633623 Location: Charles City 641-257-5052 Email Ryan
Apply Online Visit Ryan's Lender Page
Gene Rosenbaum
Gene Rosenbaum VP, Lending Officer NMLS ID: 401695 Location: Clarion & Kanawha 641-494-5822 Email Gene
Apply Online Visit Gene's Lender Page
Kelly Rush
Kelly Rush VP, Real Estate Lending Officer NMLS ID: 401697 Location: Mason City West 641-380-3326 Email Kelly
Apply Online Visit Kelly's Lender Page
Adrian Hackman
Adrian (Abe) Hackman AVP, Real Estate Lending Officer NMLS ID: 400193 Location: Mason City West 641-380-3347 Email Adrian
Apply Online Visit Adrian's Lender Page
Susie Anderson
Susie Anderson Private Banker/Loan Processing Administrator NMLS ID: 624042 Location: New Hampton 641-494-5864 Email Susie
Apply Online Visit Susie's Lender Page
Trever Olsen
Trever Olsen VP, Lending Officer NMLS ID: 1314367 Location: Osage 641-494-5872 Email Trever
Apply Online Visit Trever's Lender Page
Elizabeth Brandt
Elizabeth (Beth) Brandt AVP, Lending Officer NMLS ID: 1253808 Location: Mora, MN 320-209-6403 Email Elizabeth
Apply Online Visit Elizabeth's Lender Page
Andrea Fix
Andrea Fix VP, Lending Officer NMLS ID: 1775908 Location: Mora, MN 320-209-6407 Email Andrea
Apply Online Visit Andrea's Lender Page

Our Home Loan Options

United States Department of Agriculture (USDA) Loans

Learn More

Grant Money Options

Depending on the loan product you choose, there may be a number of different grants available to you. 
Ask your loan advisor for more details.

Iowa Finance Authority (IFA)

Learn More

Federal Home Loan Banks (FHLB)

Learn More

Home$tart® Grant Money

Learn More

Are You New to Home Buying?

The path to getting your home loan with us! Download PDF Guide

Getting Started

We’d recommend getting pre-qualified first. It will help you understand how large of a home loan you can afford and the best loan option for you. You can apply for a loan online or at one of our locations!

Apply Online Locations & Hours Contact Us

PLEASE NOTE: First Citizens Bank accepts online loan applications from Iowa and Minnesota. If you're looking outside of this area, please contact us.