Credit Cards

Get a Personal First Citizens Credit Card!

Relax with great rates, security and rewards — all from the community bank you trust. Increase your purchasing power with our credit cards and enjoy great benefits.

Rewards Platinum Visa®

Earn Unlimited Reward Points

Earn one point per dollar on all net purchases. Choose from hundreds of merchandise, travel and activity options.


Cash Rewards Platinum Visa®

Earn Unlimited 1% Cash Back

Earn 1% cash back on all net purchases, every day. Cash rewards don't expire.


Visa® Signature Travel

Bonus Rewards and Travel Perks

Earn 30,000 Bonus Points when you spend $2,500 in the first 3 months. Earn 1.5 points per dollar on all your net purchases.


Manage Your Credit Card Online

Login Online or Enroll Now

You'll be able to:

  • Make payments and set-up auto pay
  • Check balance and view your account transactions
  • Set-up email and mobile account alerts
  • Enroll in credit card paperless statements


MyCard Mobile 

Manage your First Citizens Credit Card anytime, anywhere with the MyCard Mobile app!

Features Include: 

  • Make a payment, check your balance, and see your transaction history
  • View your purchase details including merchant name, exact location on a map, and store information.
  • Turn your card on and off, set spending limits, and determine where your card can be used
  • 24-hour self-service - Activate cards, inform when traveling, and report lost or stolen cards
  • Receive transaction and account alerts

iOS: Download on the App Store Android: Get it on Google Play