Get a Personal First Citizens Credit Card!
Relax with great rates, security and rewards — all from the community bank you trust. Increase your purchasing power with our credit cards and enjoy great benefits.
Rewards Platinum Visa®
Earn Unlimited Reward Points
Earn one point per dollar on all net purchases. Choose from hundreds of merchandise, travel and activity options.
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Cash Rewards Platinum Visa®
Earn Unlimited 1% Cash Back
Earn 1% cash back on all net purchases, every day. Cash rewards don't expire.
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Visa® Signature Travel
Bonus Rewards and Travel Perks
Earn 30,000 Bonus Points when you spend $2,500 in the first 3 months. Earn 1.5 points per dollar on all your net purchases.
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NOTE (as of September 14, 2022): The card images on this page reflect what you will receive in the mail. TCM Bank, N.A. needs to update their website as it currently shows our old cards. Contact us with any questions.
Download the
Search for "MyCard Mobile" in your app store.
MyCard Mobile
Manage your First Citizens Credit Card anytime, anywhere with the MyCard Mobile app!
Features Include:
Make a payment, check your balance, and see your transaction history
View your purchase details including merchant name, exact location on a map, and store information.
Turn your card on and off, set spending limits, and determine where your card can be used
24-hour self-service - Activate cards, inform when traveling, and report lost or stolen cards
Receive transaction and account alerts
*See terms and conditions for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.1 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569 .2 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.3 No one can prevent all identity theft.
