Credit Cards

Get a Personal First Citizens Credit Card

Relax with great rates, security and rewards — all from the community bank you trust. Increase your purchasing power with our credit cards and enjoy great benefits.

Our Personal Credit Card Options

Cash Rewards Platinum Visa® Credit Card

Cash Rewards Platinum Visa®

Earn Unlimited 1% Cash Back

Earn 1% cash back on all net purchases, every day. Cash rewards don't expire.


Visa® Signature Travel Credit Card

Visa® Signature Travel

Bonus Rewards and Travel Perks

Earn 30,000 Bonus Points when you spend $2,500 in the first 3 months. Earn 1.5 points per dollar on all your net purchases.


Platinum Edition Visa®

Platinum Edition Visa®

Low Rate

If you're looking for a no frills card with a low rate, this one is for you.


Secured Platinum Visa® Credit Card

Secured Platinum Visa®

Build or Re-Build Your Credit

The card that helps you build or re-build your credit.


Rewards Platinum Visa®

Earn Unlimited Reward Points

Earn one point per dollar on all net purchases. Choose from hundreds of merchandise, travel and activity options.


Card Features & Management

Card Features

Manage Your Credit Card Online

Login Online or Enroll Now

You'll be able to:

  • Make payments and set-up auto pay
  • Check balance and view your account transactions
  • Set-up email and mobile account alerts
  • Enroll in credit card paperless statements