UPCOMING NEW HAMPTON BRANCH LOBBY CLOSURE. The New Hampton lobby will be closed for construction from March 16–20.
DURING THIS TIME (MARCH 16–20):
• Lobby will be closed
• Drive-Up & ATM/ITM will remain open
• Appointments are available by calling 800-423-1602
The lobby is scheduled to reopen on March 23, while construction continues.
Services to Help Your Business 
What is Treasury Management?
Treasury Management (TM) is a term used to refer to the activities and processes involved in managing a business's money.
We listen. We partner. We solve.
Treasury Management works with specialized banking services, tailored to address the specific needs of businesses and nonprofits. These services focus on optimizing cash management, mitigating risk and improving operational efficiency — empowering your organization to function more effectively.
Tasks may include:
- Cashflow management
- Credit card processing
- Payroll solutions
- Day-to-day operations like banking and invoicing.
Treasury Management Services
Invoicing & Payments
Use Autobooks to manage invoicing, payments, and more within business online and mobile banking.
ACH Services
Collect and submit payments electronically to and from your customers’ accounts.
Digital Deposit
Deposit checks right from your workplace without having to come to the bank.
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Treasury Management FAQs
What is Treasury Management?
Treasury Management is a team of individuals who are business focused. We specialize in products that help support local businesses. Credit card processing, ACH services, digital deposit, and credit cards for your business can all be done through us!
How can I make payments without writing a check?
FCB provides ACH origination services. This allows you to have a secure method to make and collect payments electronically.
I have to write checks; how can I help protect my business from check fraud?
Positive pay is a FREE service in your business online banking that allows you to create an online check register. When checks are processed in your account, they are compared to a list of submitted and legitimate checks. If there are errors, you are notified and can verify the checks. This is available for ACH and Check services.
Business BillPay is FREE in your online banking and allows you to pay your bills. You establish a payee and set up the details, and the bill will be paid directly from your FCB account. If the payee doesn’t accept electronic payments your bill will still be paid; a check will be prepared and mailed out. These can be set up as one time or recurring payments.
What is Digital Deposit?
Digital Deposit provides your business with an electronic scanner to electronically and remotely deposit checks directly into your account. For a monthly fee you can reduce your trips into the bank and still cash your checks in a timely manner.
I want to make sure I am utilizing my funds efficiently, but manually transferring funds is too tedious. Is there a product that can help me get the most bang for my buck?
FCB has a product called a sweep! This allows you to automatically transfer funds between two existing FCB accounts. Generally, customers choose to use this to keep a usable balance in their checking accounts and sweep the remaining balance into an interest-bearing savings account.
I prefer to use a credit card over using a debit card. Does FCB provide options for businesses?
Yes, we do! We partner with TCM bank to offer several different options to fit your business needs. Learn more about business credit card options.
I want to be able to accept credit cards from my customers. I have heard it’s expensive and confusing. Can FCB help me with this process?
Treasury Management through FCB is ready and willing to help with credit card processing or “merchant services”. Our bank takes a hands-on approach to this by working directly with the credit card processing companies and helping your business navigate the ever-changing business world. From interchange fees to all the types of terminals available, we are ready to do the research and put in the work to match you up with the BEST option for your business. Don’t rely on an automated online chat, or an 800 number with representatives all over the country. Call your LOCAL, friendly banker or treasury management member and get direct answers from a real person.
I want to be able to accept credit cards from invoices and online payments.
AutoBooks is a service right in your business online banking that allows you to create and send an invoice! Customers can pay electronically with their account information or credit/debit card. AutoBooks also allows for customized links and QR codes to be used to accept payments right from a phone or tablet!
My Small business needs to hire employees but that takes so much time and focus, and I still need to run the business in the meantime. Do you have any options to help with that?
FCB partners with PayChex, a hire to retire administration services company. PayChex can help your business with HR solutions by simplifying the process of managing an employee’s lifecycle.
Contact Our Treasury Management Team
We're here to help your business succeed. Contact our Treasury Management team to get started!
