Our Mason City State Street location is currently under construction.
During this time the lobby will be closed and the Drive-Up & ATM/ITM will remain open. For full banking services, please visit the Mason City West location at 2601 4th St SW Mason City, IA. Thank you for your patience!
Borrow against your home’s value and the equity you have in it to get “everything” you’ve wanted! With a closed-end home equity loan, you'll receive a lump sum and your rate and payments will remain the same for the life of the loan.
Weather proof your house by replacing old windows & siding; Update existing rooms like kitchen or bath; add space for an office or gym; put on a new roof and more!
If you have high balances on personal loans or other debt, you could pay less by consolidating them into a home equity loan.
Things like medical bills, new furniture, once-in-a-lifetime vacation, or an unexpected expense.
Whether you're buying, building, remodeling, or refinancing your home, our experienced lenders are here to help you.
Apply online with a lender below. If you are unsure which lender to select, fill out the general application and we will assign a lender for you.
What is the difference between a HELOC and a home euity loan?
| Home Equity Line of Credit (HELOC) | Home Equity Loan | |
|---|---|---|
| Uses your home as collateral |  |
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| Access your money in Online Banking | |
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| Receive your money as a lump sum | |
|
| Draw on funds as needed up to your limit | |
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| Can be used again and again | |
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| No penalty for early payoff | |
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| Can replace your current home loan | ||
| Ready to Apply? |
Home Equity Line of Credit (HELOC) |
Home Equity Loan |
