Our Mason City State Street location is NOW OPEN!
The construction is complete. Come check it out!
Turn your current home into your dream home
Borrow against your home’s value and the equity you have in it to get everything you’ve wanted! With a closed-end home equity loan, you'll receive a lump sum and your rate and payments will remain the same for the life of the loan.
Home Improvements
Weather proof your house by replacing old windows & siding; Update existing rooms like kitchen or bath; add space for an office or gym; put on a new roof and more!
Pay Off Debt
If you have high balances on personal loans or other debt, you could pay less by consolidating them into a home equity loan.
Other Large Expenses
Things like medical bills, new furniture, once-in-a-lifetime vacation, or an unexpected expense.
Our Home Loan Officers
Whether you're buying, building, remodeling, or refinancing your home, our experienced lenders are here to help you.
Apply online with a lender below. If you are unsure which lender to select, fill out the general application and we will assign a lender for you.
HELOC vs. Home Equity Loan
What is the difference between a HELOC and a home equity loan?
| Home Equity Line of Credit (HELOC) | Home Equity Loan | |
|---|---|---|
| Uses your home as collateral |  |
|
| Access your money in Online Banking | |
|
| Receive your money as a lump sum | |
|
| Draw on funds as needed up to your limit | |
|
| Can be used again and again | |
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| No penalty for early payoff | |
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| Can replace your current home loan | ||
| Ready to Apply? |
Home Equity Line of Credit (HELOC) |
Home Equity Loan |