Our Holiday Hours: Closing at Noon on December 24th & CLOSED on December 25th for Christmas • Closing at 4:00pm (Kanawha closing at 3:00pm) on December 31st & CLOSED on January 1, 2025 for the new year. Happy Holidays! View all bank holidays
Turn your current home into your dream home!
Borrow against your home’s value and the equity you have in it to get “everything” you’ve wanted! With a closed-end home equity loan, you'll receive a lump sum and your rate and payments will remain the same for the life of the loan.
HOME IMPROVEMENTS
Weather proof your house by replacing old windows & siding; Update existing rooms like kitchen or bath; add space for an office or gym; put on a new roof and more!
PAY OFF DEBT
If you have high balances on personal loans or other debt, you could pay less by consolidating them into a home equity loan.
OTHER LARGE EXPENSES
Things like medical bills, new furniture, once-in-a-lifetime vacation, or an unexpected expense.
Our Home Loan Officers
Whether you're buying, building, remodeling, or refinancing your home, our experienced lenders are here to help you.
Apply online with a lender below. If you are unsure which lender to select, fill out the general application and we will assign a lender for you.
HELOC vs. Home Equity Loan
What is the difference between a HELOC and a home euity loan?
| Home Equity Line of Credit (HELOC) | Home Equity Loan | |
|---|---|---|
| Uses your home as collateral |  |
|
| Access your money in Online Banking | |
|
| Receive your money as a lump sum | |
|
| Draw on funds as needed up to your limit | |
|
| Can be used again and again | |
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| No penalty for early payoff | |
|
| Can replace your current home loan | ||
| Ready to Apply? |
Home Equity Line of Credit (HELOC) |
Home Equity Loan |