Our Team

A Team You Can TRUST.

Our team includes individuals with financial planning, investment management, tax and legal expertise, dedicated to working with you and your team of experts, including attorneys and accountants, to deliver and implement a customized plan centered around you.

Wealth Management Team

Nicole Rognes Olson, JD, CFP® — Nicole Rognes Olson, JD, CFP® Chief Wealth Management Officer Location: Mason City West 641-422-1600
About Nicole

Nicole Rognes Olson, JD, CFP®

As Chief Wealth Management Officer, Nicole leads the Wealth Management Department with locations in Mason City and Charles City and serves on the Executive Leadership Committee of First Citizens Bank. In her role, she supports all internal teams within the Wealth Management Department and works directly with clients on complex matters involving estate planning and trust administration.
EXPERIENCE & EDUCATION
• Nicole has been with First Citizens since September 2017
• More than 10 years of legal and financial industry experience
• Juris Doctor, University of Iowa-College of Law
• B.B.A. Management, University of Iowa Tippie College of Business
• B.A. Spanish, University of Iowa-College of Liberal Arts
• Certified Financial Planner™
• Southeastern Trust School Certificant
COMMUNITY & PROFESSIONAL INVOLVEMENT
• One Vision Foundation Board Member
• Habitat for Humanity of North Iowa Board Member
• Iowa State Bar Association (ISBA)
• Iowa Academy of Trust & Estates Counsel
• Iowa Trust Association
PERSONAL
• Lives in Clear Lake with husband and 4 kids.
• Spends free time reading, traveling and enjoying friends and family.
CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.

Email Nicole

Email Nicole

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Michael Castle, CFP® — Michael J. Castle, CFP® VP, Senior Wealth Advisor Location: Mason City West 641-422-1600
About Michael

Michael Castle, CFP®

As a Wealth Advisor, Mike works with clients to articulate and define their goals, and then design and implement a plan to achieve those goals. Mike serves on the Wealth Investment Strategy Committee and leads our Wealth Advisory team.
EXPERIENCE & EDUCATION
• Mike has been with First Citizens since 2018
• More than 17 years of financial services experience
• BBA Finance, University of Iowa
• CERTIFIED FINANCIAL PLANNER™
• Chartered Certified Life Underwriter (inactive)
COMMUNITY & PROFESSIONAL INVOLVEMENT
• Newman Catholic Foundation - Treasurer
• Epiphany Parish Finance Committee
• Coaches Newman High School Football
• Mason City Chamber of Commerce - Program Committee Chair
PERSONAL
• Enjoys boating and fishing.
• Mike and his wife Jenny have lived in Mason City since 2002. They have 3 children: Lily, Tim, and Monica.
CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.

Email Michael

Email Michael

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Brad Dummett, CFA® — Brad Dummett, CFA® VP, Senior Investment Officer Location: Mason City West 641-422-1600
About Brad

Brad Dummett, CFA®

As VP, Senior Investment Officer, Brad carries out our investment philosophy through day to day portfolio management. Brad is integral in adopting new technology to provide enhanced investment management to both direct and outsource clients.
EXPERIENCE & EDUCATION
• Brad has been with First Citizens since 2013
• B.B.A. Finance, University of Northern Iowa
• Chartered Financial Analyst
COMMUNITY & PROFESSIONAL INVOLVEMENT
• Wealth Investment Strategy Committee
• Trust Investment Committee
PERSONAL
• Enjoys golf.
• Spends time with family and friends.

Email Brad

Email Brad

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Terry Bleile, CPA (inactive) — Terry Bleile, CPA (inactive) AVP, Wealth Advisor Location: Mason City West 641-422-1600
About Terry

Terry Bleile, CPA (inactive)

As Wealth Advisor, Terry works closely with individuals and businesses in accomplishing their financial goals. Terry brings a strong level of tax expertise to our team and is primary relationship management for retirement plan administration. He holds office hours in Mason City and Charles City.
EXPERIENCE & EDUCATION
• Terry has been with First Citizens since February 2018
• More than 25 years accounting and finance experience
• B.A. Accounting & Education, University of Northern Iowa
• Certified Public Accountant (inactive)
COMMUNITY & PROFESSIONAL INVOLVEMENT
• Wealth Investment Strategy Committee
• Mason City Chamber of Commerce
• Habitat for Humanity Board Member - Treasurer (past)
• Iowa Society of Certified Public Accountants Member
• American Institute of Certified Public Accountants Member
PERSONAL
• Enjoys coaching youth sports teams.
Spends free time with family and friends.

Email Terry

Email Terry

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Amanda Berding, ATOP — Amanda Berding, ATOP AVP, Trust Operations Officer Location: Mason City West 641-422-1600
About Amanda

Amanda Berding, ATOP

As AVP, Trust Operations Officer, Amanda oversees the daily work of our operations team for both direct clients and outsourcing clients ensuring the smooth and efficient execution of daily processing. In her role, Amanda provides operational expertise and issue resolution for both our internal teams and outsourcing clients. Amanda serves on our Trust Operations and Compliance Committee.
EXPERIENCE & EDUCATION
• Joined First Citizens in 2004
• A.A. General Studies, North Iowa Area Community College
• Accredited Trust Operations Professional
PERSONAL
• Enjoys sports, baking and cooking

Email Amanda

Email Amanda

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Nate Lovik, CFP®, AIF®, ChSNC® — Nate Lovik, CFP®, AIF®, ChSNC® Wealth Advisor Location: Mason City West 641-422-1600 Email Nate

Email Nate

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Chelsea Frederick — Chelsea Frederick Trust Officer Location: Mason City West 641-422-1600
About Chelsea

Chelsea Frederick

In her role as Trust Officer, Chelsea is part of the Fiduciary Team. She administers accounts, including estates, trusts, foundations, bill pay agencies, farm management agencies and self-directed IRAs. Chelsea also monitors all Irrevocable Life Insurance Trusts. Chelsea serves on the Trust Administration Committee and Trust Operations & Compliance Committee.
EXPERIENCE & EDUCATION
• M.A & B.A. Sport Management with a Marketing Minor, Minnesota State University – Mankato
• Certified Trust & Financial Advisor Candidate
COMMUNITY & PROFESSIONAL INVOLVEMENT
• Habitat for Humanity volunteer
• Sunday School teacher
• Coaches her children’s soccer teams
PERSONAL
• Married with 2 children
• Enjoys boating, hiking, and her children’s sporting events

Email Chelsea

Email Chelsea

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Lauren Heuberger — Lauren Heuberger Trust Officer Location: Mason City West 641-422-1600
About Lauren

Lauren Heuberger

In her role as Trust Officer, Lauren is part of the Fiduciary Team. She administers accounts, including estates, trusts, foundations, bill pay agencies, farm management agencies and self-directed IRAs. Lauren serves on the Trust Administration Committee and Trust Operations & Compliance Committee.
EXPERIENCE & EDUCATION
• Lauren has been with First Citizens since 2021
• B.S., Iowa State University
• Social Security Representative Payee experience
COMMUNITY & PROFESSIONAL INVOLVEMENT
• As part of her role as a Social Security Representative Payee, Lauren was responsible for the emotional, social, and economic aspects of her client’s lives.
PERSONAL
• Lauren likes to spend time with her busy family, which consists of her husband, young children and dogs
• She likes to tackle house projects and yard work in her free time
• Go ISU!

Email Lauren

Email Lauren

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Emily Strusz — Emily Strusz Trust Officer Location: Mason City West 641-422-1600 Email Emily

Email Emily

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Sawyer Dalluge — Sawyer Dalluge Associate Investment Officer Location: Mason City West 641-422-1600 Email Sawyer

Email Sawyer

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Paige Vandusseldorp — Paige Vandusseldorp Associate Wealth Advisor Location: Mason City West 641-422-1600 Email Paige

Email Paige

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Courtney Hoffman — Courtney Hoffman Wealth Management Administrator Location: Mason City West 641-422-1600 Email Courtney

Email Courtney

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Lora Mills, ATOP — Lora Mills, ATOP Investment Specialist Location: Charles City 641-422-1600 Email Lora

Email Lora

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Carol Juhl — Carol A. Juhl Wealth Assistant Location: Mason City West 641-422-1600 Email Carol

Email Carol

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Michelle Price — Michelle Price Wealth Assistant Location: Mason City West 641-422-1600 Email Michelle

Email Michelle

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Farisa Seidel — Farisa Seidel Wealth Assistant Location: Mason City West 641-422-1600 Email Farisa

Email Farisa

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Cally Peterson — Cally Peterson Trust Assistant Location: Mason City West 641-422-1600 Email Cally

Email Cally

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Ashley Hagen — Ashley Hagen Trust Assistant Location: Mason City West 641-422-1600 Email Ashley

Email Ashley

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Steve Rowlet — Steve Rowlet Trust Operations Specialist II Location: Mason City West 641-422-1600 Email Steve

Email Steve

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Erin Trask — Erin Trask Trust Operations Specialist Location: Mason City West 641-422-1600 Email Erin

Email Erin

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Lindsey Swartwood — Lindsey Swartwood Trust Operations Specialist Location: Mason City West 641-422-1600 Email Lindsey

Email Lindsey

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Investment Center Team

Michael Castle, CFP® — Michael J. Castle, CFP® VP, Senior Wealth Advisor Location: Mason City West 641-422-1600
About Michael

Michael Castle, CFP®

As a Wealth Advisor, Mike works with clients to articulate and define their goals, and then design and implement a plan to achieve those goals. Mike serves on the Wealth Investment Strategy Committee and leads our Wealth Advisory team.
EXPERIENCE & EDUCATION
• Mike has been with First Citizens since 2018
• More than 17 years of financial services experience
• BBA Finance, University of Iowa
• CERTIFIED FINANCIAL PLANNER™
• Chartered Certified Life Underwriter (inactive)
COMMUNITY & PROFESSIONAL INVOLVEMENT
• Newman Catholic Foundation - Treasurer
• Epiphany Parish Finance Committee
• Coaches Newman High School Football
• Mason City Chamber of Commerce - Program Committee Chair
PERSONAL
• Enjoys boating and fishing.
• Mike and his wife Jenny have lived in Mason City since 2002. They have 3 children: Lily, Tim, and Monica.
CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.

Email Michael

Email Michael

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Holly Miller — Holly Miller Investment Executive Location: Mason City West 641-422-1600 Email Holly

Email Holly

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Arcon Concepcion — Arcon A. Concepcion Investment Executive Location: Charles City 641-422-1600 Email Arcon

Email Arcon

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Carol Juhl — Carol A. Juhl Administrative Assistant Location: Mason City West 641-422-1600 Email Carol

Email Carol

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Farisa Seidel — Farisa Seidel Administrative Assistant Location: Mason City West 641-422-1600 Email Farisa

Email Farisa

Your Name

Email Address

Phone Number

Message

Sensitive Information I agree not to submit sensitive information through this form.

Wealth Management disclaimers
Not Insured by FDIC or Any Other Government Agency	Not Bank Guaranteed	Not Bank Deposits or Obligations	May Lose Value