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Deposit Rates

Helping You Make the Most of Your Money

Checking Accounts

Comparison table of Checking Accounts
Account Daily minimum balance to earn APY Interest Rate APY
BaZing Plus* $1,000.00 0.02% 0.02%

Checking Accounts Learn More

Savings Accounts

Comparison table of Savings Accounts
Account Daily minimum balance to earn APY Interest Rate APY
Basic Savings* $0.01 0.03% 0.03%
Power Savers** $0.01 0.03% 0.03%
Platinum Savings*** $9,999.99 and below 0.000% 0.000%
Platinum Savings*** $10,000 – $49,999.99 1.10% 1.11%
Platinum Savings*** $50,000 – $99,999.99 1.50% 1.51%
Platinum Savings*** $100,000 – $249,999.99 2.50% 2.53%
Platinum Savings*** $250,000 – $999,999.99 3.00% 3.04%
Platinum Savings*** $1,000,000 - $1,999,999.99 3.60% 3.66%
Platinum Savings*** $2,000,000 and above 4.10% 4.18%

Certificates of Deposit (CD)

6-Month Term**

Comparison table of 6-Month Term**
Tier Balance Interest Rate APY
$1,000 – $4,999.99 4.60% 4.65%
$5,000 – $24,999.99 4.70% 4.76%
$25,000 – $49,999.99 4.80% 4.86%
$50,000 and above 4.90% 4.96%

12-Month Term**

Comparison table of 12-Month Term**
Tier Balance Interest Rate APY
$1,000 – $4,999.99 4.50% 4.58%
$5,000 – $24,999.99 4.60% 4.68%
$25,000 – $49,999.99 4.70% 4.78%
$50,000 and above 4.80% 4.89%

18-Month Term***

Comparison table of 18-Month Term***
Tier Balance Interest Rate APY
$1,000 – $4,999.99 4.40% 4.47%
$5,000 – $24,999.99 4.50% 4.58%
$25,000 – $49,999.99 4.60% 4.68%
$50,000 and above 4.70% 4.78%

24-Month Term***

Comparison table of 24-Month Term***
Tier Balance Interest Rate APY
$1,000 – $4,999.99 3.65% 3.70%
$5,000 – $24,999.99 3.75% 3.80%
$25,000 – $49,999.99 3.85% 3.91%
$50,000 and above 3.90% 3.96%

36-Month Term****

Comparison table of 36-Month Term****
Tier Balance Interest Rate APY
$1,000 – $4,999.99 3.45% 3.49%
$5,000 – $24,999.99 3.55% 3.60%
$25,000 – $49,999.99 3.65% 3.70%
$50,000 and above 3.70% 3.75%

48-Month Term****

Comparison table of 48-Month Term****
Tier Balance Interest Rate APY
$1,000 – $4,999.99 3.60% 3.65%
$5,000 – $24,999.99 3.70% 3.75%
$25,000 – $49,999.99 3.75% 3.80%
$50,000 and above 3.80% 3.85%

60-Month Term****

Comparison table of 60-Month Term****
Tier Balance Interest Rate APY
$1,000 – $4,999.99 3.65% 3.70%
$5,000 – $24,999.99 3.70% 3.75%
$25,000 – $49,999.99 3.80% 3.85%
$50,000 and above 3.85% 3.91%

Certificates of Deposit Learn More

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