As Chief Wealth Management Officer, Nicole leads the Wealth Management Department with locations in Mason City and Charles City and serves on the Executive Leadership Committee of First Citizens Bank. In her role, she supports all internal teams within the Wealth Management Department and works directly with clients on complex matters involving estate planning and trust administration.
EXPERIENCE & EDUCATION • Nicole has been with First Citizens since September 2017 • More than 10 years of legal and financial industry experience • Juris Doctor, University of Iowa-College of Law • B.B.A. Management, University of Iowa Tippie College of Business • B.A. Spanish, University of Iowa-College of Liberal Arts • Certified Financial Planner™ • Southeastern Trust School Certificant COMMUNITY & PROFESSIONAL INVOLVEMENT • One Vision Foundation Board Member • Habitat for Humanity of North Iowa Board Member • Iowa State Bar Association (ISBA) • Iowa Academy of Trust & Estates Counsel • Iowa Trust Association PERSONAL • Lives in Clear Lake with husband and 4 kids. • Spends free time reading, traveling and enjoying friends and family.
CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.
As Senior Trust Officer, Roberta oversees the fiduciary team providing guidance and expertise to our Trust Officers. In her role, she is experienced in coordinating the transfer of wealth among families and can help your family navigate trust and estate administration.
EXPERIENCE & EDUCATION • Roberta has been with First Citizens since February 1997 • More than 35 years of legal/trust experience • Graduate, North Iowa Area Community College • Certified Trust and Financial Advisor (CTFA) • Certified Senior Advisor (CSA) • Advanced Certified Paralegal (ACP) COMMUNITY & PROFESSIONAL INVOLVEMENT • NIACC Business Advisory Board • United Way Volunteer PERSONAL • Lives in Mason City with husband and dogs. Enjoys repurposing furniture, motorcycling, going outdoors and spending time with family.
As a Wealth Advisor, Mike works with clients to articulate and define their goals, and then design and implement a plan to achieve those goals. Mike serves on the Wealth Investment Strategy Committee and leads our Wealth Advisory team.
EXPERIENCE & EDUCATION • Mike has been with First Citizens since 2018 • More than 17 years of financial services experience • BBA Finance, University of Iowa • CERTIFIED FINANCIAL PLANNER™ • Chartered Certified Life Underwriter (inactive) COMMUNITY & PROFESSIONAL INVOLVEMENT • Newman Catholic Foundation - Treasurer • Epiphany Parish Finance Committee • Coaches Newman High School Football • Mason City Chamber of Commerce - Program Committee Chair PERSONAL • Enjoys boating and fishing. • Mike and his wife Jenny have lived in Mason City since 2002. They have 3 children: Lily, Tim, and Monica. CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.
As VP, Senior Investment Officer, Brad carries out our investment philosophy through day to day portfolio management. Brad is integral in adopting new technology to provide enhanced investment management to both direct and outsource clients.
EXPERIENCE & EDUCATION • Brad has been with First Citizens since 2013 • B.B.A. Finance, University of Northern Iowa • Chartered Financial Analyst COMMUNITY & PROFESSIONAL INVOLVEMENT • Wealth Investment Strategy Committee • Trust Investment Committee PERSONAL • Enjoys golf. • Spends time with family and friends.
As Wealth Advisor, Terry works closely with individuals and businesses in accomplishing their financial goals. Terry brings a strong level of tax expertise to our team and is primary relationship management for retirement plan administration. He holds office hours in Mason City and Charles City.
EXPERIENCE & EDUCATION • Terry has been with First Citizens since February 2018 • More than 25 years accounting and finance experience • B.A. Accounting & Education, University of Northern Iowa • Certified Public Accountant (inactive) COMMUNITY & PROFESSIONAL INVOLVEMENT • Wealth Investment Strategy Committee • Mason City Chamber of Commerce • Habitat for Humanity Board Member - Treasurer (past) • Iowa Society of Certified Public Accountants Member • American Institute of Certified Public Accountants Member PERSONAL • Enjoys coaching youth sports teams. Spends free time with family and friends.
As AVP, Trust Operations Officer, Amanda oversees the daily work of our operations team for both direct clients and outsourcing clients ensuring the smooth and efficient execution of daily processing. In her role, Amanda provides operational expertise and issue resolution for both our internal teams and outsourcing clients. Amanda serves on our Trust Operations and Compliance Committee.
EXPERIENCE & EDUCATION • Joined First Citizens in 2004 • A.A. General Studies, North Iowa Area Community College • Accredited Trust Operations Professional PERSONAL • Enjoys sports, baking and cooking
In her role as Trust Officer, Chelsea is part of the Fiduciary Team. She administers accounts, including estates, trusts, foundations, bill pay agencies, farm management agencies and self-directed IRAs. Chelsea also monitors all Irrevocable Life Insurance Trusts. Chelsea serves on the Trust Administration Committee and Trust Operations & Compliance Committee.
EXPERIENCE & EDUCATION • M.A & B.A. Sport Management with a Marketing Minor, Minnesota State University – Mankato • Certified Trust & Financial Advisor Candidate COMMUNITY & PROFESSIONAL INVOLVEMENT • Habitat for Humanity volunteer • Sunday School teacher • Coaches her children’s soccer teams PERSONAL • Married with 2 children • Enjoys boating, hiking, and her children’s sporting events
In her role as Trust Officer, Lauren is part of the Fiduciary Team. She administers accounts, including estates, trusts, foundations, bill pay agencies, farm management agencies and self-directed IRAs. Lauren serves on the Trust Administration Committee and Trust Operations & Compliance Committee.
EXPERIENCE & EDUCATION • Lauren has been with First Citizens since 2021 • B.S., Iowa State University • Social Security Representative Payee experience COMMUNITY & PROFESSIONAL INVOLVEMENT • As part of her role as a Social Security Representative Payee, Lauren was responsible for the emotional, social, and economic aspects of her client’s lives. PERSONAL • Lauren likes to spend time with her busy family, which consists of her husband, young children and dogs • She likes to tackle house projects and yard work in her free time • Go ISU!
