We will be closed on Wednesday, June 19 in observance of Juneteenth. Bank Holidays

Personal Checking

Let's Find the Checking Account for You

Answer the following questions for an account recommendation OR browse our checking account options below.

Are you opening your first checking account?

Checking Account Comparison

Comparison table of personal checking accounts
 

BaZing Plus Checking

Account Details

Open Online

BaZing Checking

Account Details

Open Online

Basic Checking

Account Details

Open Online

First Checking

For Ages 13 - 25

Account Details

Open Online

Digital Banking Tools
Online Banking, Mobile Banking, Bill Pay, and eStatements.
Yes Yes Yes Yes

Free Debit Card1
Everyday transactions made easy.

Yes Yes Yes

$250/Day Limit

Yes

Ka'Ching Debit Card Rewards2
Use your First Citizens Bank debit card and receive up to $10.00 a month. 

Yes Yes    
Shop Local, Save Local with BaZing Savings
Local discounts and national retailer deals to save you money on shopping, dining, travel, and more. 
Yes Yes    
Cell Phone Protection3,4
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. 
Yes Yes    
ID Theft Aid3,4
Includes payment card.
Yes Yes    
Roadside Assistance
Available 24/7 and free to use, up to $80 in covered service charges.
Yes Yes    
Health Savings
Save money on prescriptions, eye exams, frames, lenses and hearing services. 
Yes Yes    
Interest on your Checking Balance
Our best checking rate. 
Yes      
Enroll in eStatements
Receive your statements electronically via Online & Mobile Banking.

Paper Statement Fee waived

Yes

Paper Statement Fee waived

Yes

Enroll in eStatements to avoid the $5.00 paper statement fee5

Yes

Enroll in eStatements to avoid the $10.00 paper statement fee5

Yes

Fee Details Maintain a $1,000 average collected balance, and we'll waive the $8 monthly fee.5 Only $6 per month.5 Maintain an average collected balance of $50, and we'll waive the $7 monthly fee.5

No monthly fee.

No minimum daily balance.

Online Account Opening

BaZing Plus Checking

Open Online

BaZing Checking

Open Online

Basic Checking

Open Online

First Checking

Open Online

Overdraft Privilege Plus

We can cover you when you do not have enough money in your account.

Learn More

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