Personal Checking

Answer the following questions to help find the right account for you OR browse the account options below.

 

Which benefit is most important to you?

 

 

* Enhanced benefits may include Roadside Assistance, Cell Phone Protection, ID Theft Aid, Local Deals and Health Care Savings.

Checking Account Comparison

Comparison table of personal checking accounts
 

BaZing Plus Checking

Account Details

Open Account Online

BaZing Checking

Account Details

Open Account Online

Basic Checking

Account Details

Open Account Online

Anywhere Banking Tools
Online banking, mobile banking, bill pay, and e-statement.
Yes Yes Yes
Free Debit Card
Everyday transactions made easy!
Yes Yes Yes
Ka'Ching Debit Card Rewards3
Use your First Citizens Bank debit card and receive up to $10.00 a month. 
Yes Yes  
Shop Local, Save Local with BaZing Savings Local discounts and national retailer deals to save you money on shopping, dining, travel and more.  Yes Yes  
Cell Phone Protection1,2 Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.  Yes Yes  
ID Theft Aid1,2
Includes payment card 
Yes Yes  
Roadside Assistance Available 24/7 and free to use, up to $80 in covered service charges. Yes Yes  
Pharmacy, Vision and Hearing Savings
Save money on prescriptions, eye exams, frames, lenses and hearing services. 
Yes Yes  
Interest on your Checking Balance
Our best checking rate. 
Yes    
Enroll in e-Statements
Receive your statement in a safe and  more timely manner.

Paper Statement Fee waived

Yes

Paper Statement Fee waived

Yes

Enroll in eStatements to avoid the $5.00 paper statement fee4

Yes

Details Maintain a $1,000 average collected balance, and we'll waive the $8 monthly fee.4 Only $6 per month.4 Maintain an average collected balance of $50, and we'll waive the $7 monthly fee.4
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BaZing Plus Checking

Open Account Online

BaZing Checking

Open Account Online

Basic Checking

Open Account Online