Checking

Let's Find the Checking Account for You

Answer the following questions for an account recommendation OR browse our checking account options below.

Earn interest on your account balance
Free First Citizens debit card¹
Ka'Ching Debit Card Rewards
Use your First Citizens debit card and receive up to $10.00 a month²
Maintain a $1,500 average collected balance, and we'll waive the $8 monthly fee³

First Citizens debit card¹
Maintain an average collected balance of $50, and we'll waive the $7 monthly fee.³
$5.00 Paper Statement Fee³
Sign up for eStatements within online or mobile banking to waive fee.

No minimum to open
No monthly fee
No minimum daily balance
Free First Citizens debit card with $250/day limit¹
$10.00 Paper Statement Fee³
Sign up for eStatements within online or mobile banking to waive fee.

Comparison table of personal checking accounts
	Checking Plus Account Details Open Online	Basic Checking Account Details Open Online	First Checking For Ages 13 - 25 Account Details Open Online
Digital Banking Tools Online Banking, Mobile Banking, Bill Pay, and eStatements.
Free Debit Card¹ Everyday transactions made easy.			$250/Day Limit
Ka'Ching Debit Card Rewards² Use your First Citizens Bank debit card and receive up to $10.00 a month.
Interest on your Checking Balance Our best checking rate.
Enroll in eStatements Receive your statements electronically via Online & Mobile Banking.	Paper Statement Fee waived	Enroll in eStatements to avoid the $5.00 paper statement fee³	Enroll in eStatements to avoid the $10.00 paper statement fee³
Fee Details	Maintain a $1,500 average collected balance, and we'll waive the $8 monthly fee.³	Maintain an average collected balance of $50, and we'll waive the $7 monthly fee.³	No monthly fee. No minimum daily balance.
Online Account Opening	Checking Plus Open Online	Basic Checking Open Online	First Checking Open Online

This form is provided to help you verify your account balance with this statement.

We can cover you when you do not have enough money in your account.