Debit Cards

We provide Text Fraud Alerts as part of our debit card program. You receive text alerts when suspicious activity is detected on your FCB debit card. If you receive a “Fraud Alert” text, just reply Yes or No to confirm or deny the activity. Can’t receive text messages? A phone call will go to the number we have on file for you. If you have questions about a text or call, reach out to First Citizens at 800-423-1602 for help.

3D Secure through MasterCard® SecureCode™

3D Secure is a technology that helps protect card accounts against unauthorized e-commerce transactions.Mastercard and Visa each have their own 3D Secure program: Mastercard Identity Check and Visa Secure.

These programs can:

• Improve the security of payment transactions in the electronic commerce environment
• Increase merchant confidence in e-commerce purchases
• Reduce disputes and fraudulent activity related to the use of Mastercard and Visa payment cards

Ka'Ching Debit Card Rewards

You’ve heard of credit card rewards, but what about being rewarded for purchases made with your debit card?

With Ka’Ching Debit Card Rewards:^{1 2}

• Earn up to $10 per month*!
• Minimum of 25 PIN or signature-based debit card transactions per month required (ATM transactions excluded) to earn:
  • 25-40 PIN/signature-based transactions = $2.50 for that month
  • 41-55 PIN/signature-based transactions = 5.00 for that month
  • 56-70 PIN/signature-based transactions = $7.50 for that month
  • 71+ PIN/signature-based transactions = $10.00 for that month
•  Applies to Bazing and Bazing Plus Checking Accounts.

Certain restrictions apply, so call or stop in today to learn more!

After enrolling, your debit card purchases will automatically be rounded up to the next whole dollar. The difference is automatically transferred to your designated First Citizens savings account. To help you track your savings, your monthly bank statement will contain an itemized list of the transactions plus provide a record of the savings transfers and the new balance of your savings account.

Contact Us to Enroll in uSave