First Citizens MasterCard® Debit Card
Our MasterCard® debit card is linked to your checking account, automatically deducting money when you make a purchase. Plus, all your purchases show up in your Online & Mobile Banking, making it easier to see where you’re spending your money. Tap to pay with the contactless option.
Must meet current underwriting guidelines. Must have a First Citizens checking account. Debit card with a First Checking account has a $250 per day limit.
Need a Debit Card Quickly?
We offer instant issue debit cards at our Charles City and Mason City West locations in Iowa as well as our Mora location in Minnesota.
Contact us with any questions.
Security & Management
Additional Ways to Save
Ka'Ching Debit Card Rewards 1,2
Use your First Citizens debit card and earn up to $10 a month.
Pay with Your Digital Wallet
Carry your debit card info in a secure digital form on your mobile device.
Card Info Updated For You
Automatic Billing Update (ABU) Service
Mastercard® offers an Automatic Billing Updater (ABU) service as a convenience for Mastercard cardholders. While this is a convenient service, Mastercard requires First Citizens Bank to participate. In doing so, we will submit card updates to Mastercard as applicable when your First Citizens debit card information changes.
How It Works
This service extends the amount of time your account-on-file information is stored with your selected merchants by automatically updating your debit card information due to account changes, like the expiration date. For example, let’s say you’ve enrolled in recurring monthly payments to pay your electric bill with your debit card. As you know, we periodically replace your card, and your new card has a fresh expiration date. Instead of contacting the electric company to update your card information, your card information will automatically be updated, if your electric company is a participating merchant.
Sending Debit Card Information
We send your updated card information, as applicable, to Mastercard. Mastercard securely stores your debit card information and releases the new information to financial institutions and participating merchants in order to process your requested transactions without interruption.
Opt Out of Automatic Service
You can opt out If you’d prefer not to have your card information updated automatically. If you’d like to opt out, please contact us at your earliest convenience.
Interested in getting a debit card? Stop in to any of our First Citizens locations to talk with us.
We help you get more out of your debit card, too!
Ka'Ching Debit Card Rewards
You’ve heard of credit card rewards, but what about being rewarded for purchases made with your debit card?
With Ka’Ching Debit Card Rewards:1 2
- Earn up to $10 per month*!
- Minimum of 25 PIN or signature-based debit card transactions per month required (ATM transactions excluded) to earn:
- 25-40 PIN/signature-based transactions = $2.50 for that month
- 41-55 PIN/signature-based transactions = 5.00 for that month
- 56-70 PIN/signature-based transactions = $7.50 for that month
- 71+ PIN/signature-based transactions = $10.00 for that month
- Applies to Bazing and Bazing Plus Checking Accounts.
Certain restrictions apply, so call or stop in today to learn more!