Our Holiday Hours: Closing at Noon on December 24th & CLOSED on December 25th for Christmas • Closing at 4:00pm (Kanawha closing at 3:00pm) on December 31st & CLOSED on January 1, 2025 for the new year. Happy Holidays! View all bank holidays

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Residential Construction Loans

  1. Home /
  2. Personal /
  3. Home Loans /
  4. Residential Construction Loans

Rates as LOW as 6.375% | 7.605% APR*

A construction loan is a special loan used to finance the costs of the construction of a home. Loan proceeds are advanced and disbursed as needed to pay for the expenses as they are incurred with accompanying processes to ensure that at the end of the construction phase, you are ready to put into permanent financing.

Contact Us | Lock In Your Rate Today!

Ryan Venz
Ryan Venz VP, Real Estate Lending Officer NMLS ID: 1633623 Location: Charles City 641-257-5052 Email Me
Apply Online Visit Ryan's Lender Page
Gene Rosenbaum
Gene Rosenbaum VP, Lending Officer NMLS ID: 401695 Location: Clarion & Kanawha 641-494-5822 Email Me
Apply Online Visit Gene's Lender Page
Kelly Rush
Kelly Rush VP, Real Estate Lending Officer NMLS ID: 401697 Location: Mason City West 641-380-3326 Email Me
Apply Online Visit Kelly's Lender Page
Adrian Hackman
Adrian (Abe) Hackman AVP, Real Estate Lending Officer NMLS ID: 400193 Location: Mason City West 641-380-3347 Email Me
Apply Online Visit Adrian's Lender Page
Jill Fibikar
Jill Fibikar AVP, Retail Supervisor NMLS ID: 2587805 Location: New Hampton 641-494-5863 Email Me
Apply Online Visit Jill's Lender Page
Trever Olsen
Trever Olsen VP, Senior Lending Officer NMLS ID: 1314367 Location: Osage 641-494-5872 Email Me
Apply Online Visit Trever's Lender Page
Elizabeth Brandt
Elizabeth (Beth) Brandt AVP, Lending Officer NMLS ID: 1253808 Location: Mora, MN 320-209-6403 Email Me
Apply Online Visit Elizabeth's Lender Page
Paul Gilbertson
Paul Gilbertson AVP, Lending Officer NMLS ID: 2401235 Location: Mora, MN 320-209-6424 Email Me
Apply Online Visit Paul's Lender Page

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