No origination fee on the long-term loan IF your construction loan was with First Citizens Bank (After initial construction loan you must apply and qualify for the long-term loan. Normal credit standards apply.)
Rates subject to change. Special credit standards apply to this product. Residential home loans only. Other residential construction programs are available. See a home loan expert for complete details. Not for use with investment property. 4.375% rate requires a minimum 740 Beacon score, 80% maximum total loan-to-value, and a debt-to-income ratio of 38% maximum. First Citizens Bank Checking Account required. Equal Housing Lender. Member FDIC.
*APR is Annual Percentage Rate
Ryan Venz
VP, Real Estate Lending Officer
NMLS ID: 1633623
Location: Charles City
641-257-5052
Email Ryan
Apply Online
Visit Ryan's Lender Page
Gene Rosenbaum
VP, Lending Officer
NMLS ID: 401695
Location: Clarion & Kanawha
641-494-5822
Email Gene
Apply Online
Visit Gene's Lender Page
Kelly Rush
VP, Real Estate Lending Officer
NMLS ID: 401697
Location: Mason City West
641-380-3326
Email Kelly
Apply Online
Visit Kelly's Lender Page
Adrian (Abe) Hackman
AVP, Real Estate Lending Officer
NMLS ID: 400193
Location: Mason City West
641-380-3347
Email Adrian
Apply Online
Visit Adrian's Lender Page
Susie Anderson
Private Banker/ Loan Processing Administrator
NMLS ID: 624042
Location: New Hampton
641-494-5864
Email Susie
Apply Online
Visit Susie's Lender Page
Trever Olsen
VP, Lending Officer
NMLS ID: 1314367
Location: Osage
641-494-5872
Email Trever
Apply Online
Visit Trever's Lender Page
Elizabeth (Beth) Brandt
AVP, Lending Officer
NMLS ID: 1253808
Location: Mora, MN
320-209-6403
Email Elizabeth
Apply Online
Visit Elizabeth's Lender Page
Andrea Fix
VP, Lending Officer
NMLS ID: 1775908
Location: Mora, MN
320-209-6407
Email Andrea
Apply Online
Visit Andrea's Lender Page
You May Also Be Interested In