Our Mason City State Street location is currently under construction.
During this time the lobby will be closed and the Drive-Up & ATM/ITM will remain open. For full banking services, please visit the Mason City West location at 2601 4th St SW Mason City, IA. Thank you for your patience!
Wanting to build a new home is exciting but can be nerve racking as well. Building a home begins with a strong financial foundation by getting a residential construction loan with us. Our experienced lenders will help you through the process.
A construction loan is a special loan used to finance the costs of the construction of a home. Loan proceeds are advanced and disbursed as needed to pay for the expenses as they are incurred with accompanying processes to ensure that at the end of the construction phase, you are ready to put into permanent financing.
Apply online with a lender below. If you are unsure which lender to select, fill out the general application and we will assign a lender for you.
We offer free pre-approvals because knowing what you can afford is a great first step for buying or building a home.
We provide personal assistance to help you through the home loan process and answer any questions you may have.
