Power Savers

Teach Children the Importance of Saving!

Account Info

  • Minimum opening deposit: $5.00
  • No minimum balance required to maintain this account
  • No monthly service charge
  • Earn interest2 on your account balance
  • Quarterly statements3
    (eStatements are available)
  • Account automatically switches to First Citizens Basic Savings at age 15

Personal Saving Trackers

These two different trackers offer a place for kids to keep track of their saving and spending, make calculations, and set goals all in one place.


For kids ages 5-8


For kids ages 9-12

Ask any personal banker or teller for either one of these items!

Service Charges & Fees

  • Dormant fee of $10.00 per month if account is inactive for two years
  • Overdraft fee: $35.00
  • Automatic transfer for overdraft protection: $10.00 per transfer
  • Return mail fee: $10.00 per month
  • Closed account fee of $35.00 if account is closed within first 90 days

Birthday Gift1

The child will receive an exclusive birthday gift each year.

Account Opening Gift1

The child will receive a special gift at account opening to make saving fun.




Financial Education

View Resource Center







Watch the Videos





Check Out the FUN





Do you have Facebook?

Join our Power Saver Group!

Stay up-to-date with the latest Power Saver financial education, activities, videos, news, and more!

Join and Invite Friends




Meet Our Superheroes - Benny & Nickelette


Want to open a Power Saver Account?

This account must be opened in person by an adult over the age of 18
(such as a parent, grandparent, guardian, aunt or uncle).
Contact us to make an appointment!