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Lending Options for Agriculture
We are proud to offer competitive rates on a variety of agricultural loans to fit your unique needs. Our lenders are farmers just like you, even our support staff has agricultural experience, providing us with a true understanding of your unique operation. This background, paired with our financial expertise, offers you the best possible partner for success.
Unlike many big banks, we don’t use outside firms. All of our credit decisions are made within our organization, allowing us to have the lending capacity to finance most farm operations and keep many larger loans in-house.
What documents do you need for a loan appointment?
- Three years of financial statements
- Three years of tax returns
Getting Started with Farming?
Farm Service Agency (FSA) offers "Beginning Farmer" direct and guaranteed loan programs.
Iowa Agriculture Development Division offers a Beginning Farmer Tax Credit Program for beginning farmers through Iowa Finance Authority (IFA) to help get you started.
We are a FSA Preferred Lender
What does that mean?
We have the highest status that a lender can hold in the FSA Guaranteed Farm Loan Program. We are recognized as experienced lenders that have demonstrated significant expertise and understanding of agricultural lending and the FSA Guaranteed Farm Loan Program.
Our Ag Loan Options
PREFERRED LENDER
FSA Guaranteed Loans
Helps family farmers to obtain loans at reasonable terms to buy farmland or finance ag production.
Line of Credit
A line of credit is a flexible loan for businesses that works like a credit card.
Letter of Credit
A document from a bank or other financial institution guaranteeing that a specific payment will be made in a business transaction.
Minnesota RFA Loans
The Rural Finance Authority (RFA) offers low-interest loan programs to farmers for a wide variety of activities.
IADD Loans
Iowa Ag Development Division (IADD) offers a tax credit program for ag asset owners to lease their ag resources to beginning farmers.
Farm Real Estate Loans
A farm real estate loan helps to purchase land or ag buildings to grow your agribusiness.
Machinery & Equipment Loans
These loans are used for the purchase of machinery and equipment essential to running your business.
Contact Our Ag Lending Team
