Ag/Agribusiness Loans

Lending Options for Agriculture

We are proud to offer competitive rates on a variety of agricultural loans to fit your unique needs. Our lenders are farmers just like you, even our support staff has agricultural experience, providing us with a true understanding of your unique operation. This background, paired with our financial expertise, offers you the best possible partner for success.

Unlike many big banks, we don’t use outside firms. All of our credit decisions are made within our organization, allowing us to have the lending capacity to finance most farm operations and keep many larger loans in-house.

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Want to get started with a loan, discuss options, or learn more about what we have to offer, but not sure who to contact? Fill out a contact form.

What documents do you need for a loan appointment?

Three years of financial statements
Three years of tax returns

Ag Loan Options

We are a FSA Preferred Lender! What does that mean?

We have the highest status that a lender can hold in the FSA Guaranteed Farm Loan Program. We are recognized as experienced lenders that have demonstrated significant expertise and understanding of agricultural lending and the FSA Guaranteed Farm Loan Program.

Line of Credit

A line of credit is a flexible loan for businesses that works like a credit card. Companies draw money from their credit lines as needed, only paying interest on the portion of money borrowed. As they repay the amount borrowed, they replenish the funds available.

Letter of Credit

A letter of credit is a document from a bank or other financial institution guaranteeing that a specific payment will be made in a business transaction.

Machinery & Equipment Loans

These loans are used for the purchase of machinery and equipment essential to running your business. You can use an equipment loan to purchase anything from combines and tractors to cattle chutes and weigh scales.

PREFERRED LENDER
Farm Service Agency (FSA) Guaranteed Loans

FSA’s Guaranteed Farm Loan Programs help family farmers and ranchers to obtain loans from FSA-approved lenders at reasonable terms to buy farmland or finance agricultural production.

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Beginning Farmer Loans

America's next generation of farmers and ranchers are supported through FSA's "Beginning Farmer" direct and guaranteed loan programs.

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Iowa Ag Development Division (IADD) Loans

Beginning Farmer Tax Credit Program

The Beginning Farmer Tax Credit Program provides an Iowa tax credit for agricultural asset owners to lease their land, equipment and/or buildings to beginning farmers.

Beginning Farmer Tax Credit Program, that beginning farmers are eligible to get tax-free interest rates through the IADD.

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Minnesota Department of Ag Rural Finance Authority (RFA) Loans

The Rural Finance Authority (RFA) offers low-interest loan programs to farmers for a wide variety of activities.

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Farm Real Estate Loans

A farm real estate loan helps to purchase land or ag buildings to grow your agribusiness.

Farmer Mac Ag Real Estate Loans

Created in 1988, the Federal Agricultural Mortgage Corporation, or Farmer Mac, provides a secondary market for agricultural real estate mortgage loans, rural housing loans, and rural cooperative loans.

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