Our Mason City State Street location is currently under construction. 

During this time the lobby will be closed and the Drive-Up & ATM/ITM will remain open. For full banking services, please visit the Mason City West location at 2601 4th St SW Mason City, IA. Thank you for your patience!

Ag & Agribusiness Loans

Lending Options for Agriculture

We are proud to offer competitive rates on a variety of agricultural loans to fit your unique needs. Our lenders are farmers just like you, even our support staff has agricultural experience, providing us with a true understanding of your unique operation. This background, paired with our financial expertise, offers you the best possible partner for success. 

Unlike many big banks, we don’t use outside firms. All of our credit decisions are made within our organization, allowing us to have the lending capacity to finance most farm operations and keep many larger loans in-house. 

What documents do you need for a loan appointment?

  • Three years of financial statements
  • Three years of tax returns
young farmer in corn field with tablet

Getting Started with Farming?

Farm Service Agency (FSA) offers "Beginning Farmer" direct and guaranteed loan programs.

Iowa Agriculture Development Division offers a Beginning Farmer Tax Credit Program for beginning farmers through Iowa Finance Authority (IFA) to help get you started.

FSA Beginning Farmer Loans

barn and silo on a farm

We are a FSA Preferred Lender

What does that mean?

We have the highest status that a lender can hold in the FSA Guaranteed Farm Loan Program. We are recognized as experienced lenders that have demonstrated significant expertise and understanding of agricultural lending and the FSA Guaranteed Farm Loan Program.

FSA Guaranteed Loans

Our Ag Loan Options

PREFERRED LENDER
FSA Guaranteed Loans

Helps family farmers to obtain loans at reasonable terms to buy farmland or finance ag production.

FSA Guaranteed Loans

Line of Credit

A line of credit is a flexible loan for businesses that works like a credit card.

Letter of Credit

A document from a bank or other financial institution guaranteeing that a specific payment will be made in a business transaction.

Minnesota RFA Loans

The Rural Finance Authority (RFA) offers low-interest loan programs to farmers for a wide variety of activities.

RFA Loans

IADD Loans

Iowa Ag Development Division (IADD) offers a tax credit program for ag asset owners to lease their ag resources to beginning farmers.

Tax Credit Program

Farm Real Estate Loans

A farm real estate loan helps to purchase land or ag buildings to grow your agribusiness.

Machinery & Equipment Loans

These loans are used for the purchase of machinery and equipment essential to running your business. 

Contact Our Ag Lending Team

Sensitive Information
Kevin Meyer
Kevin Meyer Chief Credit Officer Location: Mason City West 641-380-3439 Email Me
Jerome Bormann
Jerome Bormann SVP, Community Lending Location: Mason City West 641-380-3323 Email Me
John Udelhofen
John Udelhofen SVP, Community Lending Location: Mason City West 641-380-3324 Email Me
Bob Savre
Bob Savre Community President Location: New Hampton 641-494-5861 Email Me
Mike Weinand
Mike Weinand Community President NMLS ID: 449278 Location: Mora, MN 320-209-6433 Email Me
Joel Thompson
Joel Thompson SVP, Senior Lending Officer Location: Charles City 641-257-5047 Email Me
Trever Olsen
Trever Olsen VP, Senior Lending Officer NMLS ID: 1314367 Location: Osage 641-494-5872 Email Me
Mark Skogerboe
Mark Skogerboe VP, Lending Officer Location: Clarion 641-494-5823 Email Me
Ryan Eekhoff
Ryan Eekhoff VP, Lending Officer Location: Kanawha 641-494-5811 Email Me
Melissa Moretz
Melissa Moretz VP, Lending Officer Location: Mason City West 641-380-3450 Email Me
Sara Shaw
Sara Shaw VP, Lending Relationship Officer Location: Mason City West 641-380-3349 Email Me
Hunter Shultz
Hunter Shultz Lending Officer Location: Osage 641-494-5881 Email Me
Jacob Hackman
Jacob Hackman VP, Lending Relationship Officer Location: Mason City West 641-380-3467 Email Me
Heidi Parker
Heidi Parker Lending Relationship Officer Location: Mason City West 641-380-3468 Email Me
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