We will be closed on Wednesday, June 19 in observance of Juneteenth. Bank Holidays

Business Savings

Savings Accounts to Reach Your Business Goals

Compare our business savings accounts to discover which one is right for your business.

Take Advantage of FREE Included Options and embrace your business savings account with Add-On Services.

What documents do you need to have to open your account?

  • Business Tax ID
  • Legal Documents indicating the ownership and structure
    (ie: Articles of Incorporation, Corporate By-Laws, Articles of Organization, Certificate of Organization, Partnership Agreement)
  • Non-Expired, Government Issued ID along with personal information such as physical address, phone number, etc.

Our Business Banking experts can help you find the right solution for your specific needs, regardless of whether you run a start-up, have an established business or work in agriculture.

Are you ready for the next step?

Take Advantage of FREE Included Options

Choose to add any or all of these FREE options to your business savings account.

Online & Mobile Banking

Access your accounts 24/7 on your desktop or on-the-go with your mobile device.

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Bill Pay

Simplify the way you pay bills-schedule regular payments or pay bills individually.

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Mobile Deposit

Deposit a check into your bank account right from your smartphone using Mobile Deposit within the FCB mobile app.

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Reduce paper, save money and sign up for eStatements within Online Banking.

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Auto-Sweep Service

With Auto-Sweep you have the ability to set a balance threshold for your business checking account. If your balance goes above your set threshold, the excess funds are swept into your designated interest bearing account. If your balance falls below your set threshold then funds are moved into your business checking from your designated interest bearing account to meet your set threshold.

IntraFi® Network DepositsSM

A free service that grows your deposits of over $250,000 while receiving the protection of FDIC insurance. We manage all the paperwork, you receive one statement and one great rate.

Coin & Currency Service

Exchange your excess coin for currency or purchase rolled coin for your business use. This is a FREE service for our business customers. Check with your First Citizens location for any limits.

Night Deposit

Make deposits after bank hours using our secure night deposit box.

Add-On Services to Enhance Your Business Savings

Let us help you manage your money while you grow your business -- with dependable, accurate and efficient services.

ACH Services

Manage your accounts payable and receivable with ease.

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Card Processing Services

Offer credit and debit cards as a payment option to your customers.

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Digital Deposit

Deposit electronically from the convenience of your desk.

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Wire Transfers

Transfer funds quickly and securely by wire both domestic and international.

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Health Savings Account (HSA)

Offers tax benefits to both their owners and to employers who choose to contribute to them.

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Business Gift Card

A First Citizens gift card is easy and convenient to give.

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Other Business Options