Our Holiday Hours: Closing at Noon on December 24th & CLOSED on December 25th for Christmas • Closing at 4:00pm (Kanawha closing at 3:00pm) on December 31st & CLOSED on January 1, 2025 for the new year. Happy Holidays! View all bank holidays
Savings Accounts to Reach Your Business Goals
Compare our business savings accounts to discover which one is right for your business.
Take Advantage of FREE Included Options and embrace your business savings account with Add-On Services.
Basic Savings
Platinum Savings
Certificate of Deposit (CD)
What documents do you need to have to open your account?
- Business Tax ID
- Legal Documents indicating the ownership and structure
(ie: Articles of Incorporation, Corporate By-Laws, Articles of Organization, Certificate of Organization, Partnership Agreement) - Non-Expired, Government Issued ID along with personal information such as physical address, phone number, etc.
Our Business Banking experts can help you find the right solution for your specific needs, regardless of whether you run a start-up, have an established business, or work in agriculture.
Take Advantage of FREE Included Options
Choose to add any or all of these FREE options to your business savings account.
Online & Mobile Banking
Access your accounts 24/7 on your desktop or on-the-go with your mobile device.
Bill Pay
Simplify the way you pay bills-schedule regular payments or pay bills individually.
Mobile Deposit
Deposit a check into your bank account right from your smartphone using Mobile Deposit within the FCB mobile app.
Auto-Sweep Service
With Auto-Sweep you have the ability to set a balance threshold for your business checking account. If your balance goes above your set threshold, the excess funds are swept into your designated interest bearing account. If your balance falls below your set threshold then funds are moved into your business checking from your designated interest bearing account to meet your set threshold.
IntraFi® Network DepositsSM
A free service that grows your deposits of over $250,000 while receiving the protection of FDIC insurance. We manage all the paperwork, you receive one statement and one great rate.
Coin & Currency Service
Exchange your excess coin for currency or purchase rolled coin for your business use. This is a FREE service for our business customers. Check with your First Citizens location for any limits.
Night Deposit
Make deposits after bank hours using our secure night deposit box.
Card Processing Services
Offer credit and debit cards as a payment option to your customers.
Wire Transfers
Transfer funds quickly and securely by wire both domestic and international.
Health Savings Account (HSA)
Offers tax benefits to both their owners and to employers who choose to contribute to them.
