We'll be closed on Monday, June 19 observing Juneteenth.
Bank with us 24/7 via online banking or the Personal FCB app!
Savings Accounts to Help You Be Prepared
Building a smart savings strategy starts here. Saving money is an important financial skill to master, but it also requires the right account to help make the most of the money you’ve put away.
Power Saver
Basic Savings Account
Platinum Savings Account
Other Saving Options
We offer other saving options to help save for health expenses, Christmas time, and higher education.
Health Savings Account (HSA)
Christmas Club Account
Higher Learning Fund
uSave
After enrolling, your debit card purchases will automatically be rounded up to the next whole dollar. The difference is automatically transferred to your designated First Citizens savings account. To help you track your savings, your monthly bank statement will contain an itemized list of the transactions plus provide a record of the savings transfers and the new balance of your savings account.
Savings Calculator
Power Saver
Account Information
$5.00 Minimum to Open
Quarterly statement*
Earn Interest
Paid on the daily collected balance. Compounded and paid quarterly.
Account Opening
This account must be opened in person by an adult over the age of 18 (such as a parent, grandparent, guardian, aunt or uncle) and provide the child's social security number.
A savings account designed for children age 14 and under.
- Banzai Financial Education
- Video Series
- Fun Games, Crafts, & More
*Savings accounts receive quarterly statements unless there are electronic transfers, then monthly statements will be received. If you have a First Citizens checking account, your savings account statement will be provided to you monthly with your checking statement.