Savings Accounts to Help You Be Prepared
Building a smart savings strategy starts here. Saving money is an important financial skill to master, but it also requires the right account to help make the most of the money you’ve put away.
Basic Savings
Savings account for anything such as basic, vacation, or emergency savings.
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Platinum Savings
Savings account that earns tiered interest.
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Christmas Club
Start saving now before you have to buy your Christmas gifts later.
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Health Savings (HSA)
This account helps you save specifically for health care costs.
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Higher Learning Fund
This account helps you save for post secondary education.
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Power Savers
Savings account for children age 14 and under.
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Rates and annual percentage yields (APY) effective as of November 19, 2024. Subject to change. Contact us with any questions.
Savings Accounts
Comparison table of Savings Accounts
Account
Daily minimum balance to earn APY
Interest Rate
APY
Basic Savings*
$0.01
0.03%
0.03%
Power Savers**
$0.01
0.03%
0.03%
Christmas Club***
$0.01
0.03%
0.03%
*There is no minimum balance to open. $100 minimum average collected balance is required to avoid a maintenance fee. If the minimum average collected balance is not met, a $2.00 monthly maintenance fee will be assessed. (Excludes applicable taxes.) Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.
**Minimum opening deposit: $5.00. No minimum balance required to maintain this account. Interest is earned on daily collected balance and paid quarterly. No monthly fee.
Tiered Savings Accounts
Comparison table of Tiered Savings Accounts
Account
Daily minimum balance to earn APY
Interest Rate
APY
Platinum Savings****
$9,999.99 and below
0.00%
0.00%
Platinum Savings****
$10,000–$49,999.99
0.80%
0.80%
Platinum Savings****
$50,000–$99,999.99
0.95%
0.95%
Platinum Savings****
$100,000–$249,999.99
1.80%
1.81%
Platinum Savings****
$250,000–$999,999.99
2.45%
2.48%
Platinum Savings****
$1,000,000–$1,999,999.99
3.30%
3.35%
Platinum Savings****
$2,000,000 and $4,999,999.99
3.80%
3.87%
Platinum Savings****
$5,000,000 and above
4.32%
4.41%
****No minimum balance to open. $10,000 minimum average collected balance is required to avoid a maintenance fee. If the minimum average collected balance is not met, a $25.00 monthly fee will be assessed. (Excludes applicable taxes.) Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.
