Our Mason City State Street location is currently under construction. 

During this time the lobby will be closed and the Drive-Up & ATM/ITM will remain open. For full banking services, please visit the Mason City West location at 2601 4th St SW Mason City, IA. Thank you for your patience!

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Personal Savings

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Savings Accounts to Help You Be Prepared

Building a smart savings strategy starts here. Saving money is an important financial skill to master, but it also requires the right account to help make the most of the money you’ve put away.

Open Account Online Deposit Rates

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Power Savers

Savings account for children age 14 and under.

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Basic Savings

Savings account for anything such as basic, vacation, or emergency savings.

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Platinum Savings

Savings account that earns tiered interest.

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Options for Your Savings Account

eStatements

Receive your statements electronically for free and reduce paper clutter.

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uSave

Every time you make a debit card purchase, your savings grows!

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Online & Mobile Banking

Bank from anywhere, at any time with digital banking tools.

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Savings Calculator

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Savings Account Rates

Savings Accounts

Mobile-friendly Comparison table of Savings Accounts
Basic Savings*
Daily minimum balance to earn APY$0.01
Interest Rate0.03%
APY0.03%
Power Savers**
Daily minimum balance to earn APY$0.01
Interest Rate0.03%
APY0.03%
Christmas Club***
Daily minimum balance to earn APY$0.01
Interest Rate0.03%
APY0.03%
Comparison table of Savings Accounts
Account Daily minimum balance to earn APY Interest Rate APY
Basic Savings* $0.01 0.03% 0.03%
Power Savers** $0.01 0.03% 0.03%
Christmas Club*** $0.01 0.03% 0.03%

Tiered Savings Accounts

Mobile-friendly Comparison table of Tiered Savings Accounts
Platinum Savings****
Daily minimum balance to earn APY$9,999.99 and below
Interest Rate0.00%
APY0.00%
Platinum Savings****
Daily minimum balance to earn APY$10,000–$49,999.99
Interest Rate0.65%
APY0.65%
Platinum Savings****
Daily minimum balance to earn APY$50,000–$99,999.99
Interest Rate0.80%
APY0.80%
Platinum Savings****
Daily minimum balance to earn APY$100,000–$249,999.99
Interest Rate1.65%
APY1.66%
Platinum Savings****
Daily minimum balance to earn APY$250,000–$999,999.99
Interest Rate2.30%
APY2.32%
Platinum Savings****
Daily minimum balance to earn APY$1,000,000–$1,999,999.99
Interest Rate3.15%
APY3.20%
Platinum Savings****
Daily minimum balance to earn APY$2,000,000 and $4,999,999.99
Interest Rate3.65%
APY3.71%
Platinum Savings****
Daily minimum balance to earn APY$5,000,000 and above
Interest Rate4.05%
APY4.13%
Comparison table of Tiered Savings Accounts
Account Daily minimum balance to earn APY Interest Rate APY
Platinum Savings**** $9,999.99 and below 0.00% 0.00%
Platinum Savings**** $10,000–$49,999.99 0.65% 0.65%
Platinum Savings**** $50,000–$99,999.99 0.80% 0.80%
Platinum Savings**** $100,000–$249,999.99 1.65% 1.66%
Platinum Savings**** $250,000–$999,999.99 2.30% 2.32%
Platinum Savings**** $1,000,000–$1,999,999.99 3.15% 3.20%
Platinum Savings**** $2,000,000 and $4,999,999.99 3.65% 3.71%
Platinum Savings**** $5,000,000 and above 4.05% 4.13%
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