Personal Savings

Savings Accounts to Help You Be Prepared

Building a smart savings strategy starts here. Saving money is an important financial skill to master, but it also requires the right account to help make the most of the money you’ve put away.

Other Saving Options

We offer other saving options to help save for health expenses, Christmas time, and higher education.


Receive your statements electronically for free and reduce paper clutter.

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After enrolling, your debit card purchases will automatically be rounded up to the next whole dollar. The difference is automatically transferred to your designated First Citizens savings account. To help you track your savings, your monthly bank statement will contain an itemized list of the transactions plus provide a record of the savings transfers and the new balance of your savings account.

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Online & Mobile Banking

Bank from anywhere, at any time with digital banking tools.

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Savings Calculator