Checking Accounts For Your Business
Compare our business checking accounts by toggling between them to discover which one is right for your business.
Take Advantage of FREE Included Options and check out Add-On Services for your business checking account.
Business Enhanced
Business Elite
What documents do you need to have to open your account?
- Business Tax ID
- Legal Documents indicating the ownership and structure (ie: Articles of Incorporation, Corporate By-Laws, Articles of Organization, Certificate of Organization, Partnership Agreement)
- Non-Expired, Government Issued ID along with personal information such as physical address, phone number, etc.
Our Business Banking experts can help you find the right solution for your specific needs, regardless of whether you run a start-up, have an established business or work in agriculture.
Take Advantage of FREE Included Options
Choose to add any or all of these FREE options to your business checking account.
Online & Mobile Banking
Access your accounts 24/7 on your desktop or on-the-go with your mobile device.
Bill Pay
Simplify the way you pay bills-schedule regular payments or pay bills individually.
Mobile Deposit
Deposit a check into your bank account right from your smartphone using Mobile Deposit within the FCB mobile app.
Check Images
Images of the checks written and the deposit tickets you use when you deposit.
Auto-Sweep Service
With Auto-Sweep you have the ability to set a balance threshold for your business checking account. If your balance goes above your set threshold, the excess funds are swept into your designated interest bearing account. If your balance falls below your set threshold then funds are moved into your business checking from your designated interest bearing account to meet your set threshold.
IntraFi® Network DepositsSM
A free service that grows your deposits of over $250,000 while receiving the protection of FDIC insurance. We manage all the paperwork, you receive one statement and one great rate.
Coin & Currency Service
Exchange your excess coin for currency or purchaserolled coin for your business use. This is a FREE service for our business customers. Check with your First Citizens location for any limits.
Positive Pay
A web-based tool that can help combat check fraud and forgery. This tool is integrated with First Citizens Online Banking.
Night Deposit
Make deposits after bank hours using our secure night deposit box.
Visa® Business Credit Card
Get purchasing power, flexibility, and rewards with a credit card.
Add-On Services for Your Business Checking
Let us help you manage your money while you grow your business -- with dependable, accurate and efficient services.
Wire Transfers
Transfer funds quickly and securely by wire both domestic and international.
Health Savings Account (HSA)
Offers tax benefits to both their owners and to employers who choose to contribute to them.
