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Business Banking

Financial Options for Local Businesses and Agriculture

Local business and agriculture are the lifeblood of our communities. That’s why we do everything to help local entrepreneurs and farm families get started, grow and achieve success for the greater good of our community.

Business/Commercial Loans

From start-up expenses to sustaining operations and expanding, we can help take your farm operation or company to the next level. 

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Ag/Agribusiness Loans

Whether you need more buying power, extra working capital, or money to purchase new equipment, we are here to help.

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Business Checking

Regardless of the size of your business, the right checking account helps you maximize every dollar. 

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Business Savings

No matter the size of business, take advantage of one of our business savings account options.

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Online & Mobile Banking

Manage your business's finances when and where it's convenient for you with Online & Mobile Banking for Business.

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Business Debit Card

Put away your business checkbook, pull out your First Citizens Business Debit Card, swipe and sign.

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Business Credit Card

Not only does a business credit card help you make important purchases for your business, but it also offers the chance to earn sweet rewards!

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Treasury Management

Includes services such as merchant services, direct deposit/ACH/payroll, and digital deposit for your business.

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Our Commercial Lenders

Robert Klocke
Robert J. Klocke Executive Vice President of Lending Location: Mason City West 641-380-3407 Email Me
Cathy Rottinghaus
Cathy Rottinghaus Residential RE Lending/Market President Location: Charles City 641-257-5041 Email Me
Kevin Meyer
Kevin Meyer Chief Credit Officer Location: Mason City West 641-380-3439 Email Me
Jerome Bormann
Jerome Bormann SVP, Community Lending Location: Mason City West 641-380-3323 Email Me
Gene Rosenbaum
Gene Rosenbaum VP, Lending Officer NMLS ID: 401695 Location: Clarion 641-494-5822 Email Me
Ryan Eekhoff
Ryan Eekhoff VP, Lending Officer Location: Kanawha 641-494-5811 Email Me
Trever Olsen
Trever Olsen VP, Lending Officer NMLS ID: 1314367 Location: Osage 641-494-5872 Email Me
Bob Savre
Bob Savre Community President Location: New Hampton 641-494-5861 Email Me
John Molitor
John Molitor Community President Location: Osage 641-494-5871 Email Me
Mike Weinand
Mike Weinand Community President NMLS ID: 449278 Location: Mora, MN 320-209-6433 Email Me
John Udelhofen
John Udelhofen SVP, Senior Lending Officer Location: Mason City West 641-380-3324 Email Me
Kevin Sullivan
Kevin Sullivan SVP, Senior Lending Officer Location: Mason City West 641-380-3396 Email Me
Brad Schoneberg
Brad Schoneberg VP, Senior Lending Officer Location: Mason City West 641-380-3346 Email Me
Joel Thompson
Joel Thompson SVP, Senior Lending Officer Location: Charles City 641-257-5047 Email Me
Luke Gast
Luke Gast VP, Senior Correspondent Lending Officer Location: Mason City West 641-380-3350 Email Me
Grant Petersen
Grant Petersen VP, Lending Officer Location: Mason City West 641-380-3443 Email Me
Mark Skogerboe
Mark Skogerboe VP, Lending Officer Location: Clarion 641-494-5823 Email Me
Paul Gilbertson
Paul Gilbertson Lending Officer NMLS ID: 2401235 Location: Mora, MN 320-209-6424 Email Me
Melissa Moretz
Melissa Moretz AVP, Lending Relationship Officer Location: Mason City West 641-380-3450 Email Me
Sara Shaw
Sara Shaw VP, Lending Relationship Officer Location: Mason City West 641-380-3349 Email Me
Jacob Hackman
Jacob Hackman AVP, Lending Relationship Officer Location: Mason City West 641-380-3467 Email Me
Katie Schulz
Katie Schulz AVP, Lending Relationship Officer Location: Mason City West 641-380-3452 Email Me
Chris Loss
Chris Loss Lending Relationship Officer Location: Mason City West 641-380-3453 Email Me
Ryan Fishel
Ryan Fishel Lending Relationship Officer Location: Mason City West 6413803459 Email Me

Our Ag Lenders & Relationship Officers

Robert Klocke
Robert J. Klocke Executive Vice President of Lending Location: Mason City West 641-380-3407 Email Me
Kevin Meyer
Kevin Meyer Chief Credit Officer Location: Mason City West 641-380-3439 Email Me
Jerome Bormann
Jerome Bormann SVP, Community Lending Location: Mason City West 641-380-3323 Email Me
Trever Olsen
Trever Olsen VP, Lending Officer NMLS ID: 1314367 Location: Osage 641-494-5872 Email Me
Bob Savre
Bob Savre Community President Location: New Hampton 641-494-5861 Email Me
John Molitor
John Molitor Community President Location: Osage 641-494-5871 Email Me
Ryan Eekhoff
Ryan Eekhoff VP, Lending Officer Location: Kanawha 641-494-5811 Email Me
Mike Weinand
Mike Weinand Community President NMLS ID: 449278 Location: Mora, MN 320-209-6433 Email Me
John Udelhofen
John Udelhofen SVP, Senior Lending Officer Location: Mason City West 641-380-3324 Email Me
Joel Thompson
Joel Thompson SVP, Senior Lending Officer Location: Charles City 641-257-5047 Email Me
Grant Petersen
Grant Petersen VP, Lending Officer Location: Mason City West 641-380-3443 Email Me
Mark Skogerboe
Mark Skogerboe VP, Lending Officer Location: Clarion 641-494-5823 Email Me
Melissa Moretz
Melissa Moretz AVP, Lending Relationship Officer Location: Mason City West 641-380-3450 Email Me
Sara Shaw
Sara Shaw VP, Lending Relationship Officer Location: Mason City West 641-380-3349 Email Me
Jacob Hackman
Jacob Hackman AVP, Lending Relationship Officer Location: Mason City West 641-380-3467 Email Me
Katie Schulz
Katie Schulz AVP, Lending Relationship Officer Location: Mason City West 641-380-3452 Email Me
Chris Loss
Chris Loss Lending Relationship Officer Location: Mason City West 641-380-3453 Email Me
Ryan Fishel
Ryan Fishel Lending Relationship Officer Location: Mason City West 6413803459 Email Me
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