Our Mason City State Street location is currently under construction. 

During this time the lobby will be closed and the Drive-Up & ATM/ITM will remain open. For full banking services, please visit the Mason City West location at 2601 4th St SW Mason City, IA. Thank you for your patience!

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Paul Gilbertson

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  4. Paul Gilbertson

Home Loan Advisor

Whether you're buying, building, remodeling, or refinancing your home, Paul can help you through the home loan process. Check out our home loan resources for homebuying steps, terms to know, grant money options, and more.

paul gilbertsonPaul Gilbertson

AVP, Lending Officer

NMLS ID: 2401235

Location: Mora, MN
Direct Line: 320-209-6424

APPLY WITH PAUL Home Loan Resources

Contact Paul Gilbertson

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Benefits of Working With Us

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Free Pre-Approvals

We offer free pre-approvals because knowing what you can afford is a great first step for buying or building a home.

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Customer Service

We provide personal assistance to help you through the home loan process and answer any questions you may have. 

How does the pre-approval process work?

To get started:

  • Contact or apply online with one our our Home Loan Officers.
  • Income Verification: Pay stubs for 30 days and two years of W2’s or if self-employed, two years of federal tax returns.
  • Asset Verification: Recent monthly statements from accounts with funds in them that could be used for a purchase. 

Next Steps:

  • Your lender will then pull credit, check ratios, and determine the best loan option for you.
  • Buying a Home: Provide a copy of the purchase agreement.
  • Building a Home: Provide a copy of blueprints and costs.

Our Home Loan Options

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