Our Mason City State Street location is NOW OPEN!
The construction is complete. Come check it out!
Home Loan Advisor
Whether you're buying, building, remodeling, or refinancing your home, Paul can help you through the home loan process. Check out our home loan resources for homebuying steps, terms to know, grant money options, and more.
Paul Gilbertson
Contact Paul Gilbertson
Benefits of Working With Us
Free Pre-Approvals
We offer free pre-approvals because knowing what you can afford is a great first step for buying or building a home.
Customer Service
We provide personal assistance to help you through the home loan process and answer any questions you may have.
How does the pre-approval process work?
To get started:
- Contact or apply online with one our our Home Loan Officers.
- Income Verification: Pay stubs for 30 days and two years of W2’s or if self-employed, two years of federal tax returns.
- Asset Verification: Recent monthly statements from accounts with funds in them that could be used for a purchase.
Next Steps:
- Your lender will then pull credit, check ratios, and determine the best loan option for you.
- Buying a Home: Provide a copy of the purchase agreement.
- Building a Home: Provide a copy of blueprints and costs.
