Business & Commercial Loans

Want to start a new business?

A business start-up loan is the financing to pay for the needs of a new business. It can help you cover the initial costs needed to establish your new business, including things like working capital, real estate, equipment, supplies, and inventory.

Want to expand your small business?

Business expansion loans are small business loans that provide business owners with the capital they need to make investments in their companies, often through physical expansion.

Inventory loans are a type of short-term business loan offered to retailers so they can buy stock.

A commercial real estate loan is a mortgage secured by a lien on commercial property as opposed to residential property. Commercial real estate (CRE) refers to any income-producing real estate that is used for business purposes; for example, offices, retail, hotels, and apartments.

Rolling stock loans are referring to transit vehicles such as buses, vans, cars, railcars, locomotives, trolley cars, and buses as well as vehicles used for support services.

These loans are used for the purchase of machinery and equipment essential to running your business. You can use an equipment loan to purchase anything from office furniture and medical equipment to farm machinery or commercial ovens.

A line of credit is a flexible loan for businesses that works like a credit card. Companies draw money from their credit lines as needed, only paying interest on the portion of money borrowed. As they repay the amount borrowed, they replenish the funds available.

A letter of credit is a document from a bank or other financial institution guaranteeing that a specific payment will be made in a business transaction.

The U.S. Small Business Administration (SBA) helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need.

We are a SBA Preferred Lender

What does that mean?

We can help borrowers get the funds they need faster than a regular Small Business Administration (SBA) lender. With the preferred lender status, we have the authority to make final credit decisions on SBA-guaranteed loans, which makes the process faster.

Learn About SBA Loans