Our Mason City State Street location is currently under construction. 

During this time the lobby will be closed and the Drive-Up & ATM/ITM will remain open. For full banking services, please visit the Mason City West location at 2601 4th St SW Mason City, IA. Thank you for your patience!

Business & Commercial Loans

Helping You Achieve Success

The spirit, passion, and determination of local business owners and farm families are what built our communities. We believe in being there for our neighbors and helping them pursue their dreams. Our lending services for local agriculture and businesses are focused on providing what’s necessary to achieve success.

What documents do you need for a loan appointment?

  • Three years of financial statements
  • Three years of tax returns
couple standing at counter of small business

Want to Start Your Own Business?

We are a SBA Preferred Lender

The U.S. Small Business Administration (SBA) helps small businesses get funding by setting guidelines for loans and reducing lender risk. The SBA offers a guide for the 10 steps to start your own business. We are a preferred lender making the loan process easier and more efficient.

10 Steps Guide Startup Costs

first citizens employee shaking customer's hand in office

We are a SBA Preferred Lender

What does that mean?

We can help borrowers get the funds they need faster than a regular Small Business Administration (SBA) lender. With the preferred lender status, we have the authority to make final credit decisions on SBA-guaranteed loans, which makes the process faster.

Learn About SBA Loans

Our Business & Commercial Loan Options

We are full-service and all operations stay within our bank, providing you with a personalized financial experience.

Contact Our Commercial Lending Team

Sensitive Information
Kevin Meyer
Kevin Meyer Chief Credit Officer Location: Mason City West 641-380-3439 Email Me
Cathy Rottinghaus
Cathy Rottinghaus Residential RE Lending/Market President Location: Charles City 641-257-5041 Email Me
Jerome Bormann
Jerome Bormann SVP, Community Lending Location: Mason City West 641-380-3323 Email Me
John Udelhofen
John Udelhofen SVP, Community Lending Location: Mason City West 641-380-3324 Email Me
Bob Savre
Bob Savre Community President Location: New Hampton 641-494-5861 Email Me
Mike Weinand
Mike Weinand Community President NMLS ID: 449278 Location: Mora, MN 320-209-6433 Email Me
Joel Thompson
Joel Thompson SVP, Senior Lending Officer Location: Charles City 641-257-5047 Email Me
Kevin Sullivan
Kevin Sullivan SVP, Senior Lending Officer Location: Mason City West 641-380-3396 Email Me
Brad Schoneberg
Brad Schoneberg VP, Senior Lending Officer Location: Mason City West 641-380-3346 Email Me
Trever Olsen
Trever Olsen VP, Senior Lending Officer NMLS ID: 1314367 Location: Osage 641-494-5872 Email Me
Luke Gast
Luke Gast VP, Senior Correspondent Lending Officer Location: Mason City West 641-380-3350 Email Me
Gene Rosenbaum
Gene Rosenbaum VP, Lending Officer NMLS ID: 401695 Location: Clarion 641-494-5822 Email Me
Mark Skogerboe
Mark Skogerboe VP, Lending Officer Location: Clarion 641-494-5823 Email Me
Ryan Eekhoff
Ryan Eekhoff VP, Lending Officer Location: Kanawha 641-494-5811 Email Me
Melissa Moretz
Melissa Moretz VP, Lending Officer Location: Mason City West 641-380-3450 Email Me
Paul Gilbertson
Paul Gilbertson AVP, Lending Officer NMLS ID: 2401235 Location: Mora, MN 320-209-6424 Email Me
Hunter Shultz
Hunter Shultz Lending Officer Location: Osage 641-494-5881 Email Me
Sara Shaw
Sara Shaw VP, Lending Relationship Officer Location: Mason City West 641-380-3349 Email Me
Jacob Hackman
Jacob Hackman VP, Lending Relationship Officer Location: Mason City West 641-380-3467 Email Me
Heidi Parker
Heidi Parker Lending Relationship Officer Location: Mason City West 641-380-3468 Email Me
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