Our Holiday Hours: Closing at Noon on December 24th & CLOSED on December 25th for Christmas • Closing at 4:00pm (Kanawha closing at 3:00pm) on December 31st & CLOSED on January 1, 2025 for the new year. Happy Holidays! View all bank holidays
Home Loan Expert
Whether you're buying, building, remodeling, or refinancing your home, Ryan can help you through the home loan process. Check out our home loan resources for homebuying steps, terms to know, grant money options, and more.
Ryan Venz
VP, Real Estate Lending Officer
NMLS ID: 1633623
Location:Charles City
Direct Line: 641-257-5052
Contact Ryan Venz
Benefits of Working With Us
Free Pre-Approvals
We offer free pre-approvals because knowing what you can afford is a great first step for buying or building a home.
Customer Service
We provide personal assistance to help you through the home loan process and answer any questions you may have.
How does the pre-approval process work?
To get started:
- Submit an online application or contact one our our Home Loan Officers.
- Income Verification: Pay stubs for 30 days and two years of W2’s or if self-employed, two years of federal tax returns.
- Asset Verification: Recent monthly statements from accounts with funds in them that could be used for a purchase.
Next Steps:
- Your lender will then pull credit, check ratios, and determine the best loan option for you.
- Buying a Home: Provide a copy of the purchase agreement.
- Building a Home: Provide a copy of blueprints and costs.
