Our Mason City State Street location is currently under construction. 

During this time the lobby will be closed and the Drive-Up & ATM/ITM will remain open. For full banking services, please visit the Mason City West location at 2601 4th St SW Mason City, IA. Thank you for your patience!

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Ryan Venz

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  4. Ryan Venz

Home Loan Expert

Whether you're buying, building, remodeling, or refinancing your home, Ryan can help you through the home loan process. Check out our home loan resources for homebuying steps, terms to know, grant money options, and more.

ryan venzRyan Venz

VP, Real Estate Lending Officer

NMLS ID: 1633623

Location:Charles City
Direct Line: 641-257-5052

APPLY WITH RYAN Home Loan Resources

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Benefits of Working With Us

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Free Pre-Approvals

We offer free pre-approvals because knowing what you can afford is a great first step for buying or building a home.

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Customer Service

We provide personal assistance to help you through the home loan process and answer any questions you may have. 

How does the pre-approval process work?

To get started:

  • Contact or apply online with one our our Home Loan Officers.
  • Income Verification: Pay stubs for 30 days and two years of W2’s or if self-employed, two years of federal tax returns.
  • Asset Verification: Recent monthly statements from accounts with funds in them that could be used for a purchase. 

Next Steps:

  • Your lender will then pull credit, check ratios, and determine the best loan option for you.
  • Buying a Home: Provide a copy of the purchase agreement.
  • Building a Home: Provide a copy of blueprints and costs.

Our Home Loan Options

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