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Our Story

Who We Are at First Citizens Bank

First Citizens Bank is a family-owned, community bank headquartered in Mason City, Iowa serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically while still being able to provide exceptional personal service.

FCB logo in color.

The Meaning Behind Our Logo

The blue area of the First Citizens logo represents a flag. This originated in 1994, when plans of a merger were announced. It signifies the unity of our family of banks, flying under one flag. This is also true of our merger with Mora in 2014.

The waves in the flag represent movement and action. First Citizens is a progressive organization, always moving forward in technology, vision, and passion.



A Look Back at Our History

O. Jay Tomson

First Citizens Financial Corp.
Chairman of the Board

Marti T. Rodamaker

First Citizens Bank
CEO/Chairman of the Board

Jeff Gribben

First Citizens Bank

Bank Charters


 Osage (Farmers) National Bank
Osage, Iowa


First National Bank 
Clarion, Iowa


Citizens National Bank
Charles City, Iowa


Farmers State Bank
Kanawha, Iowa


Kanabec State Bank
(fka Quamba State Bank)
Mora, Minnesota


Alta Vista State Bank
Alta Vista, Iowa


First (Latimer)Bank & Trust
Latimer, Iowa

How We Became One

  • 1973

    O. Jay Tomson purchases controlling interest in Kanabec State Bank in Mora, Minnesota.

    O. Jay Tomson purchases controlling interest in Citizens National Bank in Charles City, Iowa.

  • 1981

    O. Jay Tomson purchases controlling interest in First National Bank in Clarion, Iowa.

  • 1987

    First National Bank purchases controlling interest in Latimer Bank & Trust in Latimer, Iowa, and Farmers State Bank in Kanawha, Iowa, merging them into First National Bank of Clarion.

  • 1991

    O. Jay Tomson purchases controlling interest in Osage Farmers National Bank in Osage, Iowa.

  • 1992

    O. Jay Tomson purchases controlling interest in Alta Vista Bancshares, which owned a bank in Alta Vista, Iowa, and a savings and loan in New Hampton, Iowa.

  • 1994

    All the above Iowa banks were merged into one bank, First Citizens National Bank, and the Charter was moved to Mason City, Iowa.

  • 2006

    Kanabec Credit Company merged into First Citizens Financial Corp.

  • 2014

    Kanabec State Bank merged into First Citizens National Bank.

  • 2016

    Name changes to First Citizens Bank.

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