We are now offering three personal checking accounts to fit your needs. Find the right checking account for you!
Use Your Debit Card & Earn Money 
You’ve heard of credit card rewards, but what about being rewarded for purchases made with your debit card? Ka'Ching Debit Card Rewards is a rewards program for our Checking Plus account customers with a First Citizens debit card where they can earn up to $10 per month when certain qualifications are met.
What do I need to qualify for Ka'Ching Debit Card Rewards?
- Checking Plus account and a First Citizens debit card
- Online banking with eStatements
- A $500 minimum daily balance in the Checking Plus account
- A minimum of 25 PIN and/or signature-based debit card transactions per month (ATM transactions excluded.)
How do I earn Ka'Ching Debit Card Rewards?
- 25-40 PIN and/or signature-based transactions earn $2.50 that month
- 41-55 PIN and/or signature-based transactions earn $5.00 that month
- 56-70 PIN and/or signature-based transactions earn $7.50 that month
- 71+ PIN and/or signature-based transactions earn $10.00 that month
A Checking Plus account is required to enroll in this program. ATM transactions are excluded. Rewards are credited to the Checking Plus account on the 10th of the following month. (If the 10th falls on a weekend or holiday, the account will be credited the next business day.) Overdraft protection balances will not be counted towards the $500 minimum balance. First Citizens Bank reserves the right to change or discontinue this program at any time without further notice.
NOTE: A 1099INT will be issued to Checking Plus accounts that earn Ka’Ching Debit Rewards.