Our Holiday Hours: Closing at Noon on December 24th & CLOSED on December 25th for Christmas • Closing at 4:00pm (Kanawha closing at 3:00pm) on December 31st & CLOSED on January 1, 2025 for the new year. Happy Holidays! View all bank holidays
Earn Interest on Your Checking Account
Get all the basics of a checking account while also earning interest on your account balance.
Checking Plus Account Details
Fee Information
Maintain a $1,500 average collected balance, and we'll waive the $8 monthly fee.3
Earn Interest on Your Checking Balance
| Account | Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|---|
| Checking Plus* | $1,500.00 | 0.02% | 0.02% |
Free First Citizens Debit Card1
Pay for purchases and make ATM withdrawals with money debited straight from your checking account.
Ka'Ching Debit Card Rewards2
Use your First Citizens Bank debit card and receive up to $10.00 a month.
Digital Banking Tools
Online Banking, Mobile Banking, Bill Pay, Money Management, and eStatements.
eStatements
Receive your statements electronically via Online & Mobile Banking.
Additional Services
Need to balance your checkbook?
This form is provided to help you verify your account balance with this statement.
Overdraft Privilege Plus
We can cover you when you do not have enough money in your account.