Our Holiday Hours: Closing at Noon on December 24th & CLOSED on December 25th for Christmas • Closing at 4:00pm (Kanawha closing at 3:00pm) on December 31st & CLOSED on January 1, 2025 for the new year. Happy Holidays! View all bank holidays
Save Your Money in a Safe Place
A savings account is a great option for saving your money in a safe place, whether it be for basic, vacation, or emergency savings. Saving money is a good habit to start, if you haven't already, to make sure you have funds available for any expenses you may have.
Account Information
- No Minimum to Open
- Quarterly statement*
- Earn Interest - Paid on the daily collected balance. Compounded and paid quarterly.
Fee Information
Maintain a $100 average collected balance, and we’ll waive the $2.00 monthly service charge.
Open Account Online Current Deposit Rates
*Savings accounts receive quarterly statements unless there are electronic transfers, then monthly statements will be received. If you have a First Citizens checking account, your savings account statement will be provided to you monthly with your checking statement.
Basic Savings Account Rates
Account | Daily minimum balance to earn APY | Interest Rate | APY |
---|---|---|---|
Basic Savings* | $0.01 | 0.03% | 0.03% |