Our Mason City State Street location is currently under construction. 

During this time the lobby will be closed and the Drive-Up & ATM/ITM will remain open. For full banking services, please visit the Mason City West location at 2601 4th St SW Mason City, IA. Thank you for your patience!

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Basic Savings Account

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Save Your Money in a Safe Place

A savings account is a great option for saving your money in a safe place, whether it be for basic, vacation, or emergency savings. Saving money is a good habit to start, if you haven't already, to make sure you have funds available for any expenses you may have.

Account Information

  • No Minimum to Open
  • Quarterly statement*
  • Earn Interest - Paid on the daily collected balance. Compounded and paid quarterly.

Fee Information

Maintain a $100 average collected balance, and we’ll waive the $2.00 monthly service charge.

Open Account Online Current Deposit Rates

*Savings accounts receive quarterly statements unless there are electronic transfers, then monthly statements will be received. If you have a First Citizens checking account, your savings account statement will be provided to you monthly with your checking statement.

Basic Savings Account Rates

Comparison table of Savings Accounts
Account Daily minimum balance to earn APY Interest Rate APY
Basic Savings* $0.01 0.03% 0.03%
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