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Basic Savings Account

Save Your Money in a Safe Place

A savings account is a great option for saving your money in a safe place, whether it be for basic, vacation, or emergency savings. Saving money is a good habit to start, if you haven't already, to make sure you have funds available for any expenses you may have.

Account Information

  • No Minimum to Open
  • Quarterly statement*
  • Earn Interest
    Paid on the daily collected balance. Compounded and paid quarterly.

Fee Information

Maintain a $100 average collected balance, and we’ll waive the $2.00 monthly service charge.

Open Account Online Current Deposit Rates

*Savings accounts receive quarterly statements unless there are electronic transfers, then monthly statements will be received. If you have a First Citizens checking account, your savings account statement will be provided to you monthly with your checking statement.

Basic Savings Account Rates

Comparison table of Savings Accounts
Account Daily minimum balance to earn APY Interest Rate APY
Basic Savings* $0.01 0.03% 0.03%