Online Banking Users: We have updated our online banking login. When you click the "Online Banking" button in the upper right corner, there is no longer a pop-up window. It now links directly to our login landing page instead.

Christmas Club Account

Save Now, Buy Gifts Later piggy bank with one hundred dollar sitty with black presents and gold Christmas balls

Our Christmas Club account is to help reduce the potential strain of holiday expenses. It helps you to start saving now before you have to buy Christmas gifts later.

Account Information

  • No Minimum to Open
  • Earn Interest
    No interest earned on balances over $5,000.00
  • Penalty applies for early withdrawal.
  • Deposits can be made in any amount at any time.
  • Open account in person, cannot open online

Your Christmas Club account balance automatically transfers to your First Citizens checking or savings account on November 1st of each year.

Locations & Hours