Tax Season Brings More Fraudsters

Written by Chelsea Frederick, CTFA
AVP, Trust Officer

Just like that, another tax season has begun. Those most excited for tax season? Fraudsters. Some important information to know and understand includes:

1. The IRS will almost exclusively contact you through written correspondence sent via the USPS. You will not receive text messages from the IRS requesting you click a link to bring you to the message they are intending to send. If you receive a text message, delete it.
2. The first contact from the IRS will never be via email. After contact has been established, there may be email correspondence, but will never ask for personal or financial information.
3. If you owe tax to the IRS, you will always first receive several letters in the mail. While a true representative of the IRS may call you after several letters have been sent, they will not demand immediate payment over the phone or threaten you with arrest without first having a opportunity to appeal the tax due.
4. The IRS will not randomly show up at your door and demand payment. Correspondence will first be sent via mail, and they will pre-schedule an appointment. If you do have an IRS representative at your door, ask for their credentials and copy of their IRS identification. In doing so, they should provide you with an HSPD-12 card.
5. If you receive a call from an individual claiming to be an IRS representative, but you are unsure, inform them you’ll return a call at a more convenient time. Do not return the call to the number on your Caller ID, rather, research the appropriate IRS contact number.

These fraudsters aim to build relationships with their victims. They may not ask for personal information or payment on their first call. Always be aware, and when in doubt, consider the tips provided above. FCB has a dedicated team to help if you believe you have been impacted by fraud. Check out the latest fraud-related news.

We have put together a helpful video to guide you through the 2024 tax season—including key dates, and essential materials. Watch now to stay ahead and make filing your return easier! As always, we’re here to help—don’t hesitate to reach out with any questions.