OSAGE CUSTOMERS: Our Osage location DRIVE-UP will be CLOSED on Saturday, September 19 for the Autumn Artistry event in town. Our ITM service will be available from 8:30am - Noon and our ATM will be available 24/7.

Wastewater Assistance

On-Site Wastewater Assistance Program (OSWAP)

This type of loan provides assistance to Iowa homeowners not served by a public sewer. Homeowners may obtain a low-interest loan through First Citizens for the replacement of inadequate or failing septic systems. According to Iowa law, all septic systems, regardless of when they were installed, must have a secondary wastewater treatment system following the septic tank.

See Eligibility Requirements

water

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