Attention Customers: Stay alert, First Citizens will NEVER ask you for personal or banking information over the phone. If you receive a phone call, please DO NOT provide ANY information and end the call immediately. Please call us to report these scam phone calls. If you have any questions or concerns, please call us at 800-423-1602.

We will be CLOSED on Monday, January 20 observing Martin Luther King Jr. Day. View Bank Holidays

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Help Fight Hunger

credit card application with grocery bag full of groceries graphicApply for a Personal Visa® Credit Card to help fight hunger!

Every personal Visa® Credit Card application*** we receive through October 31 means a $5.00 donation to the food bank in your area.

APPLY ONLINE NOW

Rewards Platinum Visa®

Earn Unlimited Reward Points

Earn one point per dollar on all net purchases. Choose from hundreds of merchandise, travel and activity options.

APPLY ONLINE Card Details

Cash Rewards Platinum Visa®

Earn Unlimited 1% Cash Back

Earn 1% cash back on all net purchases, every day. Cash rewards don't expire.

APPLY ONLINE Card Details

Visa® Signature Travel

Bonus Rewards and Travel Perks

Earn 30,000 Bonus Points when you spend $2,500 in the first 3 months. Earn 1.5 points per dollar on all your net purchases.

APPLY ONLINE Card Details

Card Features & Management

Card Features

Manage Your Credit Card Online

Login Online or Enroll Now

You'll be able to:

  • Make payments and set-up auto pay
  • Check balance and view your account transactions
  • Set-up email and mobile account alerts
  • Enroll in credit card paperless statements

gift with bow icon

cRewards™ Online Account Access

Login Online or Create Account

Have points to redeem from your Visa® purchases?

VIEW MERCHANDISE

Visit cRewardscard.com for more info.

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