We'll be closed on Monday, June 19 observing Juneteenth. 

Bank with us 24/7 via online banking or the Personal FCB app!

Bank Holidays 

Certificate of Deposit (CD)

Maximize Today's Money for Tomorrow's Dreams

Visualize your future. Do you picture white, sandy beaches, traveling with your spouse, or spending time with your grandchildren? Whatever you see in your future, we can ensure you have the financial means to do all of it.

What is a CD?

A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, twelve months, etc. When you cash in or redeem your CD, you receive the money you originally invested plus any interest. 

  • Minimum of $1,000 to open
  • Terms ranging from 6 to 60 months to help you achieve your unique goals
  • Tiered interest rates- the more you deposit, the greater your return

Open Online See Current Rates

IntraFi® Network DepositsSM

The IntraFi Network is the easiest way to grow deposits of over $250,000 while receiving the protection of FDIC insurance. We manage all the paperwork, you receive one statement and one great rate.


CD Calculator

 

Higher Learning Fund

What is a Higher Learning Fund?

This account helps you save for post secondary education, such as college or a trade program by saving and building the balance through compound interest.
The account matures on June 1 of the year the child is expected to graduate from high school.

  • No Minimum to Open
  • Earn Interest
    Paid on the daily collected balance. Compounded and paid quarterly. One year penalty for early withdrawal. Interest equal to three-year Constant Maturity Treasury Rate as reported in the Wall Street Journal and is subject to change quarterly
  • Ability to make automatic transfers from checking or savings accounts.

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