Our Mason City State Street location is currently under construction.
During this time the lobby will be closed and the Drive-Up & ATM/ITM will remain open. For full banking services, please visit the Mason City West location at 2601 4th St SW Mason City, IA. Thank you for your patience!
Visualize your future. Do you picture white, sandy beaches, traveling with your spouse, or spending time with your grandchildren? Whatever you see in your future, we can ensure you have the financial means to do all of it.
A CD (Certificate of Deposit) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, twelve months, etc. When you cash in or redeem your CD, you receive the money you originally invested plus any interest.
This account helps you save for post secondary education, such as college or a trade program by saving and building the balance through compound interest. The account matures on June 1 of the year the child is expected to graduate from high school.
*Contact us for interest rates.
With CDARS, you can enjoy the safety and simplicity that comes with access to multi-million-dollar FDIC insurance from participating network banks through a single bank relationship. When we place your deposit through CDARS, that deposit is divided into amounts under the standard FDIC insurance maximum of $250,000. The funds are then placed into CDs at other network banks. As a result, you can access FDIC coverage from many institutions while working directly with just ours. Receive one statement from our bank detailing all your CDARS placements.
Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
| Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000–$4,999.99 | 3.65% | 3.68% |
| $5,000–$24,999.99 | 3.75% | 3.79% |
| $25,000–$49,999.99 | 3.85% | 3.89% |
| $50,000 and above | 3.95% | 3.99% |
| Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000–$4,999.99 | 3.70% | 3.75% |
| $5,000–$24,999.99 | 3.80% | 3.85% |
| $25,000–$49,999.99 | 3.90% | 3.96% |
| $50,000 and above | 4.00% | 4.06% |
| Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000–$4,999.99 | 3.25% | 3.29% |
| $5,000–$24,999.99 | 3.35% | 3.39% |
| $25,000–$49,999.99 | 3.45% | 3.49% |
| $50,000 and above | 3.55% | 3.60% |
| Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000–$4,999.99 | 2.95% | 2.98% |
| $5,000–$24,999.99 | 3.05% | 3.09% |
| $25,000–$49,999.99 | 3.15% | 3.19% |
| $50,000 and above | 3.25% | 3.29% |
| Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000–$4,999.99 | 2.85% | 2.88% |
| $5,000–$24,999.99 | 2.95% | 2.98% |
| $25,000–$49,999.99 | 3.05% | 3.09% |
| $50,000 and above | 3.15% | 3.19% |
| Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000–$4,999.99 | 3.05% | 3.09% |
| $5,000–$24,999.99 | 3.15% | 3.19% |
| $25,000–$49,999.99 | 3.25% | 3.29% |
| $50,000 and above | 3.35% | 3.39% |
| Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000–$4,999.99 | 3.10% | 3.14% |
| $5,000–$24,999.99 | 3.20% | 3.24% |
| $25,000–$49,999.99 | 3.30% | 3.34% |
| $50,000 and above | 3.40% | 3.44% |
