We will be closed on Thursday, June 19 in observance of Juneteenth. Bank Holidays

Our Mason City State Street location is NOW OPEN!

The construction is complete. Come check it out! 

Apply for a Credit Card

First Citizens Visa® Credit Cards for Personal & Business 

Personal Credit Cards

Increase your purchasing power with a First Citizens personal VISA® Credit Card & enjoy 0% Intro APR for the first 12 billing cycles on balance transfers & purchases! After that, a variable APR, currently 14.24%-28.24% will apply.1

Cash Rewards Platinum Visa® Credit Card

Cash Rewards Platinum Visa®

Unlimited 1% cash back on every purchase, every day*

Get Pre-Qualified

Visa® Signature Travel Credit Card

Visa® Signature Travel

Unlimited 1.5x points on every purchase, every day.*

Get Pre-Qualified

Platinum Edition Visa®

Platinum Edition Visa®

Our lowest rate card.

Get Pre-Qualified

Secured Platinum Visa® Credit Card

Secured Platinum Visa®

The card that helps you build and re-build credit.

Get Pre-Qualified

Rewards Platinum Visa®

Unlimited 1x point on every purchase, every day.*

Get Pre-Qualified

Business Credit Cards

Take your business to the next level with our VISA® Credit Card. We have the card to fit YOUR business, PLUS, 0% Intro APR for the first 6 billing cycles on balance transfers & purchases! After that, a variable APR, currently 16.24%-27.24% will apply. 2

First Citizens Company Rewards Visa® credit card

Company Rewards Visa®

Unlimited 1x point on every purchase, every day for your business.¹

Apply Online

Business Cash Rewards Visa® credit card

Business Cash Rewards Visa®

Unlimited 1% cash back for your business on every purchase, every day¹

Apply Online

Business Edition Visa® credit card

Business Edition Visa®

Low rate card, keep business spending separate from personal

Apply Online

Business Rewards Visa® credit card

Visa® Platinum Purchasing

More Purchasing Control

For mid-size to large corporations looking to simplify the payables process and have more spending control.

Business Rewards Visa® credit card

Business Rewards Visa®

Unlimited 1x point on every purchase, every day for your business.¹

Apply Online

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