We will close at NOON on Wednesday, Dec 24 and we will be CLOSED on Thursday, Dec 25. Merry Christmas! View Our Bank Holidays

Please note that the night drop at our New Hampton location is currently out of service while we wait on a replacement part. The part has been ordered, and we are working to get it fixed as soon as possible.

In the meantime, you can continue to complete your banking using our Drive-Up and ITM Live Teller services. New Hampton Hours

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

ACH Services

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ACH Services

With this service, you have the power to collect and submit payments electronically to and from your customers’ accounts.

ACH Services can provide your company with:

  • Convenience
  • Reduced overhead
  • Faster settlements
  • Security and accuracy superior to paper transactions

The main uses of ACH services:

  • Direct deposit for your employees
  • Transfer of funds within your subsidiaries
  • Payment of invoices electronically
  • Collection of regular monthly payments from your customers (customer authorizations needed)

How does ACH work?

A file is created and submitted to First Citizens via online banking.  The file is processed through the Automated Clearing House (ACH) network and FCB processes the off-setting debit or credit to your account

How do we get started?

1. An agreement is signed by your business and First Citizens.  We work with you to decide on what parameters need to be set to make the service efficient and effective for you.

2. Testing of a sample file is completed.

3. Transactions are scheduled.

Please contact us if you'd like additional information about ACH Services.

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