Consumer Credit Card Promotion

Pay Down Credit Card Debt

0% introductory APR* for 12 months on balance transfers and purchases.

After that, an APR between 14.74% and 26.99% will apply.¹

Apply between February 1 and March 31, 2026 to receive a special introductory APR for 12 months on balance transfers and purchases¹with a personal credit card. Contact us with any questions.

Personal Credit Card Options

Cash Rewards Platinum Visa® Credit Card

Cash Rewards Platinum Visa®

Unlimited 1% cash back on every purchase, every day*

Get Pre-Qualified

Visa® Signature Travel Credit Card

Visa® Signature Travel

Unlimited 1.5x points on every purchase, every day.*

Get Pre-Qualified

Platinum Edition Visa®

Our lowest rate card.

Get Pre-Qualified

Secured Platinum Visa® Credit Card

Secured Platinum Visa®

The card that helps you build and re-build credit.

Get Pre-Qualified

Rewards Platinum Visa®

Unlimited 1x point on every purchase, every day.*

Get Pre-Qualified

**See the card application’s Important Disclosures for current terms, rates and fees.

This promotion is for personal credit cards. A complete credit card application must be submitted in branch, online, or by mail to count for promotion.

*Annual Percentage Rate

¹Consumer Cards: 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 6.75% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 16.74% and 26.74%, Platinum Edition APRs are currently between 14.74% and 24.74%, Cash Rewards Platinum APRs are currently between 17.74% and 26.99%, and Visa Signature/World Mastercard APRs are currently between 16.49% and 22.49%. Rewards Platinum Cash Advance APR is currently 26.74%-28.24%, Platinum Edition Cash Advance APR is currently 24.74%-28.24%, Cash Rewards Platinum Cash Advance APRs are currently 27.74%-28.24%, and Visa Signature/World Mastercard Cash Advance APR is 25.49%. All APRs are based on creditworthiness. Rates are accurate as of January 30, 2026 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. This card is issued by TCM Bank, N.A. Secured Credit Cards are not eligible for 0% Intro APR. Subject to credit approval.